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Halifax loan under Kensington DMP, now Robinson Way chasing


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Called me too bout arf hour ago ..I guess Im not that far infront of you then, I just answer and hang up ..I do have choose to refuse with BT ...so will be blocking it later :)

 

 

Thats fortunate but they'll probs just call you off another number :|

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  • 2 weeks later...

Same company but desk near the gents lav:madgrin: can be aggresive and will start Court claims.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Re: old Bank Of Scotland Loan now moorcroft/olly scots

Originally Posted by tally_69

 

" What have you sent them. I'm in exactly the same scenario With 1st crud. What happens when the pass it o to this collections company. I've sent a SAR to halifax and 1st credit are hounding me"

 

 

 

 

Send a Section 78 request for your Agreement to 1st Crud (letter N in the library templates)Important to head the request " I do not acknowledge any debt with your company" Enclose a £1 PO send recorded and print name or sign uniquely.

 

Regards

Andy

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this has been going om for 2.5 yrs now.

 

same ole same ole.

 

you get XYZ letter

 

you write back with ZXY letter

 

quite honestly i'd stop letter tennis

 

the more you write back

 

the more they think they've found a mug to fleece.

 

if anyone was going to litigate

it would have been done by now.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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BRIGADIER2JCS Any suggestions on what i should do. I'm quite concerned with what you said.

' can be aggresive and will start Court claims. '

Don't ignore their letters, stay away from the telephone.

The advice you have had so far is spot on.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Don't ignore their letters, stay away from the telephone.

The advice you have had so far is spot on.

 

Don't ignore letters. Thats what i've done upto now as i don't know what to send them ??

 

What am i to do ????

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Don't ignore letters. Thats what i've done upto now as i don't know what to send them ??

 

What am i to do ????

 

 

Post#285 the same as I advised Dorabell.

 

Andy

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Follow the great advice given on here by the CAGGers as they have the experiences of helping other people to sort these matters out.

 

I had an unsecured loan a few years ago and when Northern Rock went down so did i,

 

the debt collection agency got a Charging order through the court to secure the loan against my house, (without my knowledge)

 

we were 1 single payment in arrears and when NR went down the DCA foreclosed and we lost our home and everything that we had sunk into it for the sake of £6K.

 

We tried to get it stopped because we knew nothing about the order securing the loan but the court didn't agree with us......

 

.... then all our other Debtors kept on and on and I ignored it as much as I can and 2 years ago we had to go bankrupt.....

 

. so don't ignore the letters, follow the advice given on here, they have the knowledge and experience and will guide you...

Keefy (:-)The "Moaner":rolleyes:)Boy

Prepared to take on anyone until I win...................

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Re: old Bank Of Scotland Loan now moorcroft/olly scots

Originally Posted by tally_69

 

" What have you sent them. I'm in exactly the same scenario With 1st crud. What happens when the pass it o to this collections company. I've sent a SAR to halifax and 1st credit are hounding me"

 

 

 

 

Send a Section 78 request for your Agreement to 1st Crud (letter N in the library templates)Important to head the request " I do not acknowledge any debt with your company" Enclose a £1 PO send recorded and print name or sign uniquely.

 

Regards

Andy

 

1st crud sent me a letter with a halifax statement / Acknowledgement attatrched

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WERE DO I FIND THIS :?: :?:

 

Section 78 request for your Agreement to 1st Crud (letter N in the library templates)

 

http://www.consumeractiongroup.co.uk/forum/content.php?414-CCA-request-letter

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  • 1 month later...

DAMN IT

 

Thought the Wife had Sent a SAR to Halifax BUT she Didn't :mad2:

 

Is this all i Send ?

 

DSAR Team

10 Carlton Street

halifax,

HX1 2AL

 

/ /12

 

Dear Sir/Madam

 

 

ACCOUNT/REF NUMBER: XXXXXXXXXXXX

 

Please supply me with copies of all the data which you hold on me in relation to any matter and in any form and for any period of time.

 

Please note that I require disclosure of any personal data which you hold on me for the entire period of my dealings with you.

 

This Subject Access Request includes - but is not limited to any data you hold about me in respect of any matter and held in any form including notes, screen notes, recordings, internal correspondence and external correspondence.

 

I enclose the statutory maximum fee of £10. You have 40 days in which to comply.

 

If there is specific information which you require in order to satisfy yourself as to my identity, please let me know by return.

 

If I do not hear from you then I will assume that this Statutory Request is satisfactory and that the 40 day timescale has started.

 

Yours faithfully,

 

 

 

MY NAME

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halifax dsar team

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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they are the same company as 1st crapit.

 

have you sent the CCA request off yet?

 

dx

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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sar halifax

 

cca the latest chaser.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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