Electoral Roll Benefits vs Alerting DCA???

[oblong21]

Hi,

 

I am currently not on the electoral roll despite having lived at my current address for sometime, i currently have a satisfactory credit rating on experian, 767, however i want to improve it as have now cleared the majoirty of my debts and want to start afresh, so i could look at getting a mobile phone contract so really need to get on the electoral roll.

 

However, i have a default on my credit file, this was logged in Aug 2007, it was passed to a well known DCA who for a while pursued me but have in the last year or so given up, i asked them repeatedly to produce a document that proved that a) the debt was mine and b) they now owned the debt, they were unable to do so as expected and now i just the get occasional phone calls but just deny all knowledge etc,

 

so, if i go on the electoral roll is it likely this will impact on their activity, they already know where i am, have sent me stuff in post and landline etc as ive said, which to be honest im not too bothered about as i enjoy talking to the b@stards and taking the p_ss out of the phone monkeys that used to give me so much anguish and sleepless nights before i found this forum, so i can handle that, but more importantly i guess is will it give them a handle to pursue me in court or take any further concrete action?

 

Any Advice is much appreciated!

 

Thanks

[babybear39]

If they already know where you are you have nothing to lose by going on the electoral register.

[harrassed senior]

I agree with bb and as you say, there is no-one else 'looking' for you, so can't see a problem. The Default in 2007 will be the single most thing that will be your problem as this does not 'dissapear' until 2013.