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Welcome Finance Secured Loan Nightmare


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Here is the FOS questionaire, I would be grateful of any help :)

 

http://i870.photobucket.com/albums/ab266/rottweilermick/Final%20Responses/FOScomplaintform2jpeg.jpg

 

http://i870.photobucket.com/albums/ab266/rottweilermick/Final%20Responses/FOScomplaintform1.jpg

 

Can they charge acceptance fee if I already had a unsecured loan with them?

As always please check and double check what myself and other Caggers inform.

 

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Here is the FOS questionaire, I would be grateful of any help :)

 

http://i870.photobucket.com/albums/ab266/rottweilermick/Final%20Responses/FOScomplaintform2jpeg.jpg

 

http://i870.photobucket.com/albums/ab266/rottweilermick/Final%20Responses/FOScomplaintform1.jpg

 

Can they charge acceptance fee if I already had a unsecured loan with them?

 

I would put that as part of the complaint hun, if you not sure what to put where just do a letter thats all i did with my hp one

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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I mean surely they cant add an acceptance fee to a loan I already have on the basis that it becomes secured.

As always please check and double check what myself and other Caggers inform.

 

If you like my Post please dont be shy give my Scales a little tickle :-)

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I mean surely they cant add an acceptance fee to a loan I already have on the basis that it becomes secured.

 

They added one to my rewrite on the car too. makes sense for them not to add one seens as u are already accepted doesnt it but then not much makes sense when dealing with cretins :rolleyes:

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Bump for postggi, noticed your back on mate hope your well, could you give me your opinion on the final response letters I've recieved above ?

As always please check and double check what myself and other Caggers inform.

 

If you like my Post please dont be shy give my Scales a little tickle :-)

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They Are At The Bottom Of The Pile With That Crap

 

They Are Very Good At Putting Pen To Paper And Saying Nothing

 

Whats The Situation With The Fos

 

They Realy Dont Want To Answer Those Mif Questions Do They

 

Also Acceptance Fee

 

You Were Not Giving The Oppertunity To Pay This Fee In Advance Instead Of Adding It To The Loan

 

Where Is Your Signature Confirming This

 

There Is Of Course No Signature

 

Poor Poor Excuse Welcome And Does Not Wash

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Thanks for the quick response, Very poor isn't it, I'm at the stage with the FOS where I have to send the FOS questionaire back as regards the Mif/acceptance fee. I'm just not really sure how to word it so they can't get out of it.

 

I raised another complaint with the FOS on Friday about the agreement being a multiple one.

As always please check and double check what myself and other Caggers inform.

 

If you like my Post please dont be shy give my Scales a little tickle :-)

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Brilliant post thank you, good to have you back!!

As always please check and double check what myself and other Caggers inform.

 

If you like my Post please dont be shy give my Scales a little tickle :-)

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Hey bebo hope you hanging in there just a small bump from me :D

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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nothing wrong with abit of bump sharing lol

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Thankyou linda seems like they have got away with a lot of things, good luck in your case :)

As always please check and double check what myself and other Caggers inform.

 

If you like my Post please dont be shy give my Scales a little tickle :-)

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