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CCA Request Application forms No agreement. Has got PPI on it as well


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Hi, I would be really grateful for any help you can give me

 

Ive CCA'd Rockwell for 3 Marks and Spencer Accounts that go back to 1993. I CCA'd them on 2 December 2009, and had 2 repsonses today, so they are outside of the 12 day period. Im still waiting for the third

 

Ive also had a letter from Marks and Spencer direct asking me to sign a letter confirming my address(Ive moved since the account went to Rockwell) - Im not doing it, because I dont trust them

 

Whats my next step? From what I can see theyve only sent me copies of the Application Form and a copy of the Direct Debit Mandate They havent sent the agreeemnt. Do I stop paying because they havent sent a true copy of the signed agreement, and the account is in dispute? Also it looks as though I had PPI on it as well. Should I try and claim this back as well??

 

Ive scanned the responses Ive had

 

Any help is gratefully appreciated, especially if you could point me in the direction of a response letter I can send back to them

 

http://i38.photobucket.com/albums/e144/richard1967photos/IMG_0001.jpg

http://i38.photobucket.com/albums/e144/richard1967photos/IMG_0002.jpg

http://i38.photobucket.com/albums/e144/richard1967photos/IMG_0004.jpg

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