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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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charges appeal goes with the banks!!


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Oh, wait a second!!!!! Here we go.....

 

"Seconds away, round 1" ding, ding........

 

Banks could be forced by Government to offer fairer bank charges - Telegraph

 

Gordon to the rescue !!!

 

Call me a cynic. Whats the betting that Gormless Gordon will come up with a nice package for the bankers victims on the eve of his election campaign.

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He will do what he always does... get people repaid and then tax the ****e out of it... then allow banks to charge for running accounts / cash withdrawals etc

 

One way or another someone will pay for it... no guesses who

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Yes, and what's the betting he'll have forgotten about it the day after election, assuming he gets in, which I don't think he will.

 

Still, if he does, he can at least call himself a democratically elected leader this time.

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I thought no one could possibly be worse than Tony Bliar. I was wrong. Surely its time for Gormless Gordon to admit defeat and go. Even if he were to go tomorrow we will be left with his and Bliars legacy for years to come

 

Greedy Bankers ruining the Country

Our Soldiers being murdered in Afghanistan

Immigration policy in tatters

Now under the full control of Europe (Praise the Lord that Bliar wasnt made president)

Winter of Discontent approaching with the Unions

Elf and Dafety a joke ruining peoples livelyhood

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A few years ago I made the comment that this PM, chancellor and H/Sec will go down in history has the worst ever but old gordy has even supassed his own levels of stupidity and incompetance.

 

If like after the last election the PM retires (yes there is still a chance they will get back in, where I live the saying goes; post up a pig with a labour rosett on and it will get voted in, I like living here because it make me feel so superior LOL) But back to what I was saying: If like after the last election the pm retires? then who do you want Messitupalson or tell me what to do Darling?

 

The choice is yours

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there's only one thing that'll sort this country and the **** running it

 

but unfortunately they're fighting in Afghanistan at the minute

 

Come the revolution eh:cool:

 

DCAs first followed by the bankers and their government pimps

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SERIOUSLY what would happen if we all took our money out of the banks,:confused:or on a monthly basis moved it all from one to another and watch every one of them squirm in toil!!! hah! hah! hah! much laughter.

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Can you blame people who try and find any loophole to get out of paying their debts after this recent victory for the banks. I am not one to escape paying what I owe but this really has changed my mind, what a a wait for nothing.

You get Martin Lewis who hypes people up on T.V and his website and as soon as consumers think they are going to get somewhere they have the rug pulled out from under them. I think this whole reclaiming bank charges game was just to put peoples minds focused on other things as the recession.

Well it's over now we just have to live with it

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It's not over at all, the Supreme Court has more or less given the OFT a way out to start a new case and that is Section 5 of the UTCCR 1999.

 

Finally... some rationality :)

 

Too many people are getting in a tizz over this. In my opinion the OFT had it wrong in the first place.

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It's not over at all, the Supreme Court has more or less given the OFT a way out to start a new case and that is Section 5 of the UTCCR 1999.

 

:eek:

 

Hold on a mo, but UTCCR 1999 stems from an EU directive which was dropped on the UK unexpectedly, and in most quarters was unwelcome. It effectively changed UK laws in favour of the consumer, and yet the press are always howling about how useless and counter productive the EU is (are?).

 

Are you trying to tell me the EU has actually done something useful for ordinary peasants??? :razz:

 

It's nice to see the UK has a Supreme Court at last instead of just relying on a bunch of Lords a'Leaping, who only have an interest in common folk when they need their potties emptied.

 

Vive la revolution, freedom for Tooting!!! ;)

HOIST BY THEIR OWN PETARD.

 

Blimey it works....:-)

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The British Electorate are sick of the corruption...

 

We have witnessed;

the ludicrous Bank Bail Out;

the MP's expenses scandal;

the Bank of England cover up re: Covert Funding for Banks and;

the judiciary scandal:

Now the expenses spotlight falls on Britain's judiciary - Home News, UK - The Independent

 

Enough, is enough, I say!

 

Not the worst of all though. That probably goes to our currency being technically worth nothing, that's right, nada zilch, zero.

 

Once the backing of precious metals was removed sterling became backed by a promise.... and we all know how much we trust bankers promises..... at that same time the Bank Of England could expand and contract the money supply at will. If confidence goes in sterling then you could have a situation where hyper inflation develops and your talking needing a wheel barrow full of the stuff to purchase a bag of rice.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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The most critical new Sections of the UTCCR read:

 

"A contractual term which has not been individually negotiated shall be regarded as unfair if, contrary to the requirement of good faith, it causes a significant imbalance in the parties’ rights and obligations arising under the contract, to the detriment of the consumer.

 

A term shall always be regarded as not having been individually negotiated where it has been drafted in advance and the consumer has therefore not been able to influence the substance of the term.

 

Notwithstanding that a specific term or certain aspects of it in a contract has been individually negotiated, these Regulations shall apply to the rest of a contract if an overall assessment of it indicates that it is a pre-formulated standard contract.”

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Personally I love the idea of the EU...

 

The only problem with it is that it is run by corrupt politicians; but tell me that isn't the case with every democracy :|

 

 

 

:eek:

 

Hold on a mo, but UTCCR 1999 stems from an EU directive which was dropped on the UK unexpectedly, and in most quarters was unwelcome. It effectively changed UK laws in favour of the consumer, and yet the press are always howling about how useless and counter productive the EU is (are?).

 

Are you trying to tell me the EU has actually done something useful for ordinary peasants??? :razz:

 

It's nice to see the UK has a Supreme Court at last instead of just relying on a bunch of Lords a'Leaping, who only have an interest in common folk when they need their potties emptied.

 

Vive la revolution, freedom for Tooting!!! ;)

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Does anyone else remember the banker sketch from John Bird and John Fortune, when the banker is trying to explain how the crash happened, that they knew it was coming but did nothing to stop it because ordinary folk pick up the bill, and if bankers are forced to move away from London City through taxes and capped bonuses they will go elsewhere and ruin someone elses economy??

 

Look whats happening in Dubai now, and bear that in mind when you watch this (again) YouTube - A blast from Bloom!

 

Is life just one big (expensive) comedy show for the overwhelming majority??

HOIST BY THEIR OWN PETARD.

 

Blimey it works....:-)

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Finally... some rationality :)

 

Too many people are getting in a tizz over this. In my opinion the OFT had it wrong in the first place.

 

But the point is what is there to convince people they'd do a better job if they try again under clause 5.. another 2 years of staying court action?

 

Far better if they just recommend that individual cases are brought and settled in county court imvho.

 

S.

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But the point is what is there to convince people they'd do a better job if they try again under clause 5.. another 2 years of staying court action?

 

Far better if they just recommend that individual cases are brought and settled in county court imvho.

 

S.

 

I agree completely. It was always the best route for individuals rather than relying on the organisations and legislators who all seem in cahoot with in another.

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