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I have an IVA that finishes in January. I have one creditor that, for the duration of the agreement, has instructed a different collection agent each year. So far, I have directed them to my supervisor and nothing more has been heard from the agent, but I am wondering what I should do next year when I do not have this option, should I ignore the next one to write?

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If you receive notice from another collection agent, then they should be contacted about your IVA too. However, if not, the IVA company will always write to both the original creditor and the agents, so either way they will be informed of your situation and your IVA completion date.

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