What is Wescot up to now

[Allwood]

Received a letter from MiL statute barred concerning a debt that was statue barred which was sold to them by Wescot. I wrote to MiL saying that the debt was statute barred.

 

I have now received a letter from Wescot saying that the debt is not statute barred they enclosed a list on their letter heading paper with list of transaction on it.

 

It looks like a compute printout

 

There are 12 entries of £1.00 postal orders

 

Dates they have given me under the headings

Loaded Loaded Posting category code Transaction type code Description code Amounts

DM Host

30/03/07 10/05/2000 3PY 140 Postal Order -1.00

30/03/07 13/04/2000 " " "

30/03/07 14/03/2000

30/03/07 16/02/2000

30/03/07 28/01/2000

30/03/07 05/01/2000

30/03/07 30/11/1999

30/03/07 29/10/1999

30/03/07 28/09/1999

30/03/07 01/06/1999

30/03/07 30/06/1999 3ND 001 New Debt £xxxx.00

Creation

30/03/07 30/06/1999 NDC 001 New Debt £xxxx.00

Creation it had -£10.

 

Wescot had to removed searche from my CRA report becasue they could not produce anything information on this debt. There is no CCA.

Edited November 12, 2009 by Allwood
tried to put it back in table form but would not allow me to do it

[Lula]

Even if you did make those payments, the latest was 2000 - 9 years ago, 0f course it is statute barred !

[Allwood]

Thanks Lulu, Wescot letter says it is not statute barred enclosing that statment what are they playing at. Should I report them for trying to extract money from me. Is this fraud???

[Lula]

It is statute barred if there has been no admission of the debt or payments towards the debt for 6 years (5 in Scotland ). I would ignore them and if they send anything more, post it up here, but there is a letter to send them but I dont know where it is anymore, someone will be along that can advise you further, but the debt is definately SB'ed.

[Pinky69]

Letter sent when debt is statute barred

[Lula]

thats the begger, thanks Pinky Dinky Do

[j_semple]

I would email some of that info i.e. statue barred and the account info explaining the situation to this person:

 

joanne.hartley@wescot.co.uk

 

She's a press and compliance officer and I'm pretty sure that it will be investigated.

[PGH7447]

probably some junior threat monkey hoping to get some extra xmas bonus by trying to trick you into admiting it.

[patrickq1]

30/03/07 10/05/2000 3PY 140 Postal Order -1.00 i think this reference is your cca request and more than likely they have not replied but sold it on...experian is their parent company i beleive....so also let them and any other debt collection agency know that you shall report the matter to the fraud squad/police as an attempt to obtain monies by deception..

patrickq1

[Allwood]

Thanks everyone for replies, I did send a statute barred letter to Wescot but did not send it by recorded delivery. When I got letters from MiL I sent them a recoded delivery letter informing them that any alledged debt was statute barred.

 

Patrick1, the £1 postals order payment was not sent by me as a CCA because I never requesed one from them but when I saw Wescot search on my CRA report, I then wrote to them asking for information on how they were let into my report. The CRA send that they would contact Wescot and get back to me but when they got back the said that they got no information from Wescot and their search was removed.

 

How can they say in there letter when they say the alledged payments were made over 6 years that it is not statute barred.

[mr.ton]

It seems to be the new buzz phrase in the DCA industry these days "Attempted payment".......

[patrickq1]

How can they say in there letter when they say the alledged payments were made over 6 years that it is not statute barred.

yes ton youre correct new buzzword

if it were me who received those figures i would go to the police first and reapeat the FRAUD ACT and would consider this as an attepted fraud claim

i would not respond to the company asking for monies just yet but go to the police first as it seems like it is a fruadulent attempt to obtain money

patrickq1

[mr.ton]

You could turn it round on them & say that an "Attempted legal action" was made