Help First Court Date 9/10/09

[angel_1]

hiya wishing you good luck too

 

been here myself in facing repossession, and i did exactly what you did paid the non creditors first so i totally understand

 

but like others have said our homes are the priorty debt first which luckily i resolved myself without attending court only faced the threat of repossession

 

but it was still scary so thanks to cag and its wonderful members i learnt a very good lesson

 

now im just fighting the non secured debts and keep paying my mortgage on time and you learn something new every day whilst on cag - and also learn fast about the nasty tactics of creditors from non priorty debts and i never speak on the phone have truecall device which has saved my sanity and that of my family

 

so you are not alone stick with us here - and ellen is a lifesaver and others contributions also very helpful - knowing what to do is half the battle

 

keep positive and again best of luck

 

laters angel x

[Crapstone]

Good luck Fireguy and Vikster,

 

As Angel has said... you aren't alone.

 

hugs ....xx

[slgsue]

Have been watching your post but have no great expertise or knowledge to offer you only understanding to what you are going through as like many many others on this site have and am still fighting to keep my home!

 

Good Luck today keeping everything crossed for you.

[gezwee]

Any news???

[vikster]

:):):):)

 

Hey guys

 

A big thank you to all who advised us and gave support to us over the last few weeks.

All went well today!!!!!

You guys where right in saying dont take what they (mortgage company) say to heart on the telephone, they did seek full possesion and the advocate had a set figure what she had to adhere to BUT on advice of the CAB representative we made an offer of £45 pm below what they demanded and the judge made an order for posession however it was suspended and our cmi + £ was accepted!!!!!!

We felt so much better being so prepared and cannot thank you guys enough!!!

I just feel that a huge weight has been lifted and our firmly fixed rose coloured specs have been removed and our future looks pretty damn bright!!!!!!! whooo hoooo

 

thanks vikster xxxx

[gezwee]

:D:D:D:D

 

Excellent news, well done

[Ell-enn]

Brilliant news:) well done for being so brave.

 

I hope you can relax now and enjoy your home:)

[jansus]

well done to both of you. So pleased to hear your news:)

[Crapstone]

:D:D

 

Fantastic news......That's made my day.

 

Still keep posting though as your other debts can be looked at too and you have to be prepared for the rubbish Capstone will try to throw at you.

 

I have a feeling you'll both sleep well tonight..:)

[mkb]

Well done!

[slgsue]

really pleased for you xxx