Mercantile Data Bureau Letter

[jake1985]

Hi all,

 

Opened my mail to find a letter from these chaps re: an old debt 4-5 yrs old. Says I ignored their previous letter, however never had one at this address. They say they are starting the profiling process and if I'm found to be working or a home owner, they will instruct a third party to begin further collection etc.

 

I'm neither, I'm an unemployed student, renting a room. So, I haven't phoned them, nor acknowledged the letter - just curious if anyone can enlighten me on what the best course of action is? Should I ignore it so as it doesn't affect the statute barred process in a year or so, or will these dudes get nasty and actually turn up at my door?

 

Thanks

[dcakiller]

I would ignore if anyone ever turns up they should be told to f*ck off remember they have no rights to be on your property( despite there grand titles such as officer, investagator, official). As for the claim to have sent you letters before this is a standard tactic to try to get you to phone them. what is the alleged debt for.

Edited September 25, 2009 by dcakiller
typo, info added

[jake1985]

I read on here that these kind of letters are phising letters to see whether I'm actually here or not...is this correct? I'm assuming should they hear nothing then they'd assume I wasn't here? Or is that wishful thinking? LOL!

 

This isn't my property, it's my fiancee's parents so the thought of them turning up isn't filling me with delight if I'm honest....

[jake1985]

Oh, and the letter also states the false Banbury address.....should I report this?

[dcakiller]

Report any thing they do wrong to all and sundry. As for any one turing up it is VERY RARE.

[jake1985]

Thanks dcakiller, that's much appreciated. I'll disregard this for the time being, with any luck they won't turn up. The amount is relatively small under 1k so I imagine they have bigger fish to fry at the moment. Should I receive another letter in the near future I'm going to send it back advising no such person at this address.

[PGH7447]

even if it was £1 they would bend over backwards to get it

[gazzerh66]

according to companies house mercantile data bureau is a dormant company