Car repossed

[londonpaul]

if any one can help me plaease,

 

 

my sister had her car repossed last night at 1am in the morning for unpaid finance areears ( 2months) , she offered to pay by credit card there and then but this was refused as no one was in the office to take the payment , they would except cash or bankers draft only . she also pay the next day but was told it was to late and the car will not be returned.

 

is this legal can bailifs just wake you up at 1am in the morning , is there anything any one can think of that might help ?

 

many thanks in advance

[steveoram1]

Find out how much she has paid to the finance company. If it is less than a third of the total unfortunately they can do this. If she's paid more than a third they need a court order to repo it.

[londonpaul]

it was less than a third by £300 , i just didn't think they could get someone out of bed at that time .

 

Cheers any way

[totallylost]

Can they take a vehicle if it is used for work?

I was told that, ok, if you have paid so much of it they can't take it but also that if it is used as a vehicle to get you to and from your place of work.

This was the CAB that told me this.

Thanks