Full Scale Attack DCA's!

[dragonkeeper]

Also subbing

[hillards]

it's written off as a bad debt and they then claim the full amount of £6000, less the sale amount against their operating profits and company tax. I think this is currently 28%. So, 28% of £6000 is around £1700; if they sell the debt for more than £300, then they are into a kind of profit, not forgetting all the monthly payments that have been made along the way, say another £1000. And who has given the 'tax' credit to the creditor - well, you as the tax payer have!

How have I missed this thread before?

 

This is exactly the information I've been trying to use to show that a DCA is actually collecting 'debt' illegally. If the original debt was 'written off' and a benefit gained by the OC, then it no longer exists.

 

It is on that basis that I'd like to see a case dragged through the courts, except any DCA that has come after me has backed off before I got so far.

As far as I am concerned, 'written off' means just that. If the OC takes that course of action then there should be no legal grounds for claiming a debt still exists.

 

DCA's are just taking a chance that their tactics will get people to pay up, just because they say so. We've already shown that many cases don't have supporting paperwork, now that paperwork (if found) is in question?

 

Any judges reading this?

 

BTW - best wishes Terrier7

[twofoot]

It won't go to court. They'll settle out of court and have a condition that you are gagged. In fact I'd have a good wager on that. Anyway good luck.