Barclays O/D PPI - **SUCCESS**

[Scrapper]

There also seems to be all these charges for additional statements which I never requested.

 

Sharkleys is a very apt name for them

 

lol

 

Thanks

Scrapper Coco

[Scrapper]

Evening Again,

 

Quick question.

 

Barclays have refused to acknowledge or even really investigate my original complaint. After reading all the communication from FOS they are basically in cahoots with any and all financial institutions as we all know.

 

So should I reclaim @ 8% simple interest or go the whole hog and reclaim interest in restitution for the appalling way I have been treated and the unlawful default that Barclays added to my credit file. If the latter, what interest rate should I quote???

 

I really want to make a nusense of myself after being called a liar by FOS & Barclays.. They are going to wish they hadn't tried to dup me. this is just the start. Duplicate statement charges next, PPI charges when I wasn't even in my OD & to top it off returned DD charges when there hasn't been any DD's on that account for over 10yrs. Separate account for DD's.

 

To say I'm not a happy bunny would be an understatement :-x:x

 

Thanks

Scrapper Coco

Edited June 4, 2012 by Scrapper

[Scrapper]

Bump

[Scrapper]

Evening,

 

Sent my complaint into FOS via email and received a call today advising that their decision is final and they will not investigate my complaint again.

 

Can't believe these monkeys can get away with this sort of behavior.

 

I have concrete evidence that I was right all along and they just dismiss me.

 

So now I have 3 options:

 

Write to Barclays advising them of their obvious mistake and can they put it right. Which they won't as they'll hide behind the FOS ruling

 

Take them to court

 

Ride the storm for a further 3 years until SB'd and tell them to get f*cked should they start harassing me for payment via which ever DCA picks it up

 

Only problem is, depending on what interest rate I charged them at they could end up owing me money. This would be a perfect kick in the teeth for them.

 

Thanks

Scrapper Coco

Edited June 7, 2012 by Scrapper

[citizenB]

You can start another complaint though, cant you - after all you have discovered information that was not available to you during the original complaint.

 

Or

 

Make a complaint to the Independant Assessor.

 

On what basis would you issue a claim if you were to instigate court action against them ?

[Scrapper]

Hi CB

 

Thanks for the quick reply.

 

The basis for court action would be taking funds unlawfully from my account after cancellation of the additions & reserve fees

 

It clearly shows on the statements what I have been saying all along. I cancelled the product and Barclays unlawfully added it back to the account 14 months later.

 

I have read every single log and it doesn't state anywhere that I requested it to be re-added.

 

The same goes for the reserve fees.

 

There is a log entry confirming my phone call to have it removed followed up by a letter. Yet they still kept taking it.

 

Is that a basis?

 

Thanks

Scrapper Coco

[Scrapper]

Hi again CB,

 

In answer to your other question. I asked if I could start a new complaint as was told in no uncertain terms I couldn't. That was by the manager of the ombudsman who rejected my complaint and called me a liar.

 

Thanks

Scrapper Coco