bank charges - closed account

[mrsmop]

when i was with yorkshire bank they used to charge me rediculous amounts each flaming week so in the end i got fed up and started getting my wages paid into another account and left yorkshire at about £100.00 authorised overdrawn. i didnt pay this back and they have chased me for a couple of years for £465 which i was refusing to pay.

 

Can i actually claim back my charges on this account? as if anything i could then afford to clear that debt?!

[maroondevo52]

Hi,

 

Yes, you can claim back 6 years worth, have a look at this 'link'.......

 

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-example-step-step-instructions.html

 

I'll move this thread to the appropriate Forum.

 

Regards.

 

Scott.

[dx100uk]

yep certainly

though ofcourse, you need to bear in mind the current 'stay' on all bank a/c charges unless hardship can be brought into play.

 

have a read of a few posts.

 

dx

[mrsmop]

so even though i left the account in debt?!!!!! i wish i new this a couple of months ago!

[BankFodder]

YorkshireClydesdale Bank are a nasty little bank. We have court documents in which they have stated on a signed statement of truth that their charges are comprised of administrative costs. Yet we demonstrated on the BBC2 Whistleblower programme that their costs for bouncing a cheque etc were no more than a couple of pounds.

We presented our evidence to an MP at the House of Commons and later on when the bank were invited to a meeting at the Commons to give their side, they withdrew from the meeting when they learned that I would be there.

 

Yes you can claim all of your charges back and you should get started now and issue a court claim. It will go on hold but your money won't be wasted

[BankFodder]

By the way, we believe that you can claim all the way back to 1995.

[noomill060]

Ive got statements with charges from Northern Bank dating from 1987-9...