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Information from Credit Ref companies - Help !


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Hello all,

Trying to keep abreast of my credit file now and its been well over 6 years since i heard from my lenders - some i paid in full and some just stopped chasing me - I was just wondering if anyone can tell me if you update your own address details on either equifax or experian, will those credit reference agencies automatically update those lenders who you have outstanding debt with even if you havent heard from them for over 6 years or will those lenders have to make another application to the credit ref comapnies for your information ?

Thanks to anyone for any information regarding this ...... :confused:

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Yes they will.

 

I am quite sure that this is contrary to the DPA but the entire Credit Reference Agency business is out of control - just like our discredited banking industry.

 

Who owns the credit reference agencies? By and large the finance industry of course.

Need I say more?

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Doesnt matter if the debts are over 6 years old anyway as the limitation act will come into play.

 

So if they did get intouch kindly remind them of the act and show them the finger.

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