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Want to get out of cc debt - which option is best?


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Having read the stickies above, it seems my case doesn't fit clearly into any category. Can anyone give me an opinion on what they'd do?

 

A really simple situation: I'm a sole trader, no employees, no assets, about £17K debt on two credit cards (paying off minimum every month which I may no longer be able to do), a commercial lease on a business unit that so far I'm up to date with but think I'll no longer be able to pay.

 

In the business unit I have (at cost) about £20K worth of stock (wish I could sell it all!).

 

I'm struggling. Is BR for me do you think?

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