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Court: GE Money/Howard Cohen & Co - Advise/Help NEEDED!


domduv87
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So basically i missed afew payments on my GE Money store card. I sent afew letters asking if i could reduce my payments, i never heard anything. Then it got passed to a DCA of which i heard from afew times (afew letters) then today i recieved a blue set of forms issued by the Northampton Court.

 

I'm at a loss what to do at this stage, i know there is afair few "missed payment" fee's etc added to my account, but at this stage i really don't know if i have a leg to stand on. I don't know wether to defend or admit. So any help and advise is welcome and if someone or some of you could help me through this step-by-step i'd greatly appreciate it....

 

So first thing to do?

(i've done nothing thus far, just read the court form)

 

I'm scared of going to court, does this letter mean i have to?

 

Much thanks.

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