Hi all, Looking for some advise. As the title says got court action from Motormile on behalf of Cash Genie. Submitted my defence quite awhile back on the 25th august and have heard NOTHING at all. The claim history when logging in stands as below Claim History Your acknowledgment of service was received on 14/08/2017 at 01:07:10 Your defence was submitted on 24/08/2017 at 21:44:09 Your defence was received on 25/08/2017 at 08:02:45 Just wondered what happens now? Did / Do they have a timeframe they have to adhere by before it gets thrown out? Just looking for advise as i haven't got a clue. Many thanks

yeah, but thats because you used samepayday, i dont plan on giving ANY details ever again once i cancel my card, i just want to know if canceling my card will stop them, i will never give any details of my new card, and only pay by a way where they cannot have my bank details also can anyone shed light on the chargeback situation with my bank? thanks

someone please help

I had a cash genie loan just before christmas, with my payday falling over new year it got moved a day, i didn't realise with it being a day so cash genie were unable to collect there money, the next day i checked my bank account and they'd took double the amount (charges they said) and i've been left with no money for a whole month. my bank HSBC said they could not collect it back because they had claimed it, theres still some money left outstanding, and im scared that when i get paid again, they will do the same. i have read that ringing my bank and saying i have lost my card means i will get a new card and they will be unable to get my money from my account, is this true? i would prefer to set up a standing order payment plan with them so they cannot raid my account again. also the fraud team rang me (hsbc) about them taking the money, can i actually have them make a charge back? thanks to anybody who can shed light on this, the main two points being will my new card make it unable for them to raid my account and can hsbc do a charge back thanks

between 4 and 5 hundred pounds. 70 of which are costs put on from this form (court cost, etc) but the balance of my account was only 3 something

So basically i missed afew payments on my GE Money store card. I sent afew letters asking if i could reduce my payments, i never heard anything. Then it got passed to a DCA of which i heard from afew times (afew letters) then today i recieved a blue set of forms issued by the Northampton Court. I'm at a loss what to do at this stage, i know there is afair few "missed payment" fee's etc added to my account, but at this stage i really don't know if i have a leg to stand on. I don't know wether to defend or admit. So any help and advise is welcome and if someone or some of you could help me through this step-by-step i'd greatly appreciate it.... So first thing to do? (i've done nothing thus far, just read the court form) I'm scared of going to court, does this letter mean i have to? Much thanks.

anyone?

Basically, i spoke to them about a month ago, they said i could have a £500 loan, and that i had been accepted, alls i need to do is click and verify, then submit the application online to make it finalised, i got afew emails, and ignored them as i no longer wished to have a loan as i thought it better not to, then today i find out over a month later they've debited 39.99 from my bank, i HAVEN'T spoke to them for over a month, nor responded to any email or anything. what can i do?