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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Lollipop VS EGG


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Thanks Guys,

 

I know what I ought to do and can look at everyone elses thread with a clear mind-but when it is my own case something like memory loss happens and I completely forget.

 

 

I would be extremely grateful for you to pm me your stuff Basa, and no I don't work for Egg :-), and from what I have been reading about it's current crisis I doubt anyone will be much longer.

 

 

They do have to send it in writing and somewhere on here I was reading late last night that they will send it out in writing a few days later.

 

 

It doesn't scare me, I am, if anything, quite indignant that they ignored the dispute letter. And the clock is still ticking over my SAR.

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Thanks Guys,

 

I know what I ought to do and can look at everyone elses thread with a clear mind-but when it is my own case something like memory loss happens and I completely forget.

 

 

I would be extremely grateful for you to pm me your stuff Basa, and no I don't work for Egg :-), and from what I have been reading about it's current crisis I doubt anyone will be much longer.

 

 

They do have to send it in writing and somewhere on here I was reading late last night that they will send it out in writing a few days later.

 

 

It doesn't scare me, I am, if anything, quite indignant that they ignored the dispute letter. And the clock is still ticking over my SAR.

 

Sorry it takes me so long to respond but I can't log on this site at work :( and I don't get home until 19:30pm.

 

Anyway Lolli, I'm just about to PM you my stuff. 8) See what you think.

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I think I might be next....:D

 

I don't work for them either..

Buggers haven't rang since I plugged my TrueCall in...I want to send them a recording instead of a signature.

 

Me soon .... my DD was due this week (but I cancelled it and they know :D)

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I am going to respond with a letter along the lines of clarifying what they have done wrong-or asking them which sections of the CCA allows them to issue a DN whilst in dispute.

 

 

Alongside that I will be making a formal complaint to the FOS and others that they have done so ( breaking the banking code, acting inspite of the dispute and ignoring my comments regarding the CCagreements, that I have had to change my number in order to avoid harrassment etc).

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I am going to respond with a letter along the lines of clarifying what they have done wrong-or asking them which sections of the CCA allows them to issue a DN whilst in dispute.

 

 

Alongside that I will be making a formal complaint to the FOS and others that they have done so ( breaking the banking code, acting inspite of the dispute and ignoring my comments regarding the CCagreements, that I have had to change my number in order to avoid harrassment etc).

 

Did you get the 'termination letter' ??

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No, I wasn't in the mass cull of 07, but they didn't issue me with a replacement card after it ran out in Dec08.

 

Pity :p

 

Asking them how they justify it to CCA 1974 seems to slow them down to a stop. :-|

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Hi Lollipop :wink:

 

Your thread is a bit quiet lately. What's the latest with you and Egg?

 

I see they have issued a DN and you were going to complain to FOS. (I would have complained to the ICO as well).

 

I got no response to my 'dispute' letter, all I've heard is them telling me my DD is dead!! Mind you I've not missed three payments yet (which I believe is the trigger for a DN). They seem to have stopped phoning as well. :???:

 

Have you seen the "Egg Credit Agreements-what do i think is wrong with them" thread. We are debating the 'charges on default' issue.

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Nothing to report in fact.

 

I have sent the complaint letter, then read some other threads and realised they tend to do sweet FA.

 

I am waiting their next move. And watching this forum to see if anyone is any further than me.

 

 

I am sure they have been trying to ring-but I changed my number, oh-my SAR is late but no surprises there.

 

I'll pop iver to the thread now and check it out.

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A few things to check, firstly is there enough time between the date of issue and the remedy date ?

 

There needs to be 14 clear days from date of service ( either 2 working days from date of letter for first class or 4 for second class)

 

Also the arrears amount, does this contain any default charges ? I believe that they can only claim arrears for the contractual payments, not with default charges added on.

 

Cosalt

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Well, it has stood me in good stead being an Admin officer in the past.

 

It isn't all here, and they have quadruplicated the copies of statements whilst not enclosing copies of three of them.

 

 

Oooooh big pile of papers...........scary lol.

 

 

It would cost them more than £10 to send the pile, more than £10 in paper and more than £10 in ink.

 

I believe I have stumbled on the method to bring the whole financial sector down (oh someones beat me to that) -SAR everyone. The postage of quadruplicate docs alone would bankrupt them. Clowns

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Okay I have sorted it out as best as I can and it's missing stuff (shock horror lol), I have been charged £360.00 in total for charges-some of them 20 some of them 16

 

 

I have also found that credit repayment protector was put on there at some point and then vanished again after taking me for £120 odd in total.

 

 

Still waiting for the tape they promised-be interested if they don't include a tape of the imaginary conversation about the ppi.

 

 

Now I am completely lost.

 

 

 

In summary, in Dec they refused to reissue the card after the old one expired, I asked for a CCA and I have disputed the account over the mis-stating of the credit limit, they defaulted me regardless, they have not sent all the stuff for my SAR and the tape is still somewhere in the bowels of the Post off.

 

 

I've got that blank mind disease again guys.

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Doesn't say "if" on my letter although it does say will be senty under a seperate cover.

 

I doubt they have them either. Trying to work out how to go about the whole thing now. I want that money back.

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After a brief look through I notice that CRP (credit repayment protector) was added without my permission, or knowledge-my OH dealt with the bills at that time, then mysteriously vanished off afetr 8/9 mths.

 

 

 

There should be a seperate agreement for this somewhere in this pile of papers shouldn't there?

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  • 3 weeks later...

Yes, passed now, going from what has been said elsewhere on the forum, their next move will be to sell it on to a DCA-who will get the exact same treatment as discussed-a copy of the account in dispute letter and a brief ( very very brief) summary of what they have done about it-nothing, also the passage of that tells them I withdraw my permission to them to enter onto my property, and I will not arrange an appointment so go away.

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