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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Gizmo111 V Citicards**PAID AFTER BALIFFS VISIT**


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Was also pointed out that the defendant routinely defaults on any order which requests a breakdown of their pre-estimate costs.

 

Don't think the barrister was too happy, he disappeared very swiftly after the hearing. Was about 1 hour 30 minutes approx.

 

He kept tripping himself up with inaccurate comments including "So you don't think that there should be penalty charges", which was refuted by Giz.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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Absoultely fantastic news and it could not have happened to a better person who has inspired many on here with her strength and determination!

 

Just a thought...will Citi Cards be using todays result in later cases ;)

 

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WELL DONE GIZMO!!!! :D:D:D

 

Now wish me luck as I still have this to look foward to!

 

hondamad ;)

__________________

EGG CC Default Removal: Have reported Egg to Trading Standards, Summery Claim - 2nd Hearing Date 09/10/07. Click here to read posts

Monument CC: received statements, now need to send letters. . . !

BoS Current Account: Settled

Citi Cards: Hhmm seems like I have sued the wrong “entity”. Aaaaahhhhh . . .. oh well back to court I go, and they have settled in full!!!

 

:-D:p:D

This is just advice from me. If you are not sure please seek legal advice. However if what I have said has been helpful, than please add to my reputation by clicking on the scales :D

 

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Well Done You!!! I hope it's first class all the way:D have a great one

Pen

:x if i have been off any help to you please click my scales

 

cases won

28th July Single Claim for bank charges against LTSB, £6,800 WON with CI to date of Judgement

 

18th July Joint Claime against LTSB £7,800 WON with CI to date of Judgement.

 

 

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In short - Defence struck out

Stat interest reduced to 50% - as I couldn't prove the dates I actually paid the charges

Judgement £905 - payable within 14 days

Leave to appeal refused - DJ said that if Citi objected to the order they should of appealed in the time they had to comply.

My request for default to be submitted to be DJ in letter form so he can consider evidence.

DJ made comments a few times about the rudeness of Citi's letter to his colleague.

Consumer Health Forums - where you can discuss any health or relationship matters.

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Giz

 

belated congrats.Me and technology aren't getting on at the moment.This is the first time I've been able to get in here in almost a week.....my IP has throttled my d/load speed and I have to come in via a proxy server and log in on every page I try to see....I can't even speak to you "elsewhere".....

 

and I went to listen to your message on me mobile and accidentally deleted it instead!!I'm ready to crack.....

 

starting to look like me being the guinea pig is starting to pay off.....nothing like flushing them out to see tactics in operation eh?? LOL

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Absoultely fantastic news and it could not have happened to a better person who has inspired many on here with her strength and determination!

 

Just a thought...will Citi Cards be using todays result in later cases ;)

 

I dont think so but abbey have been using the birmingham case lol :D

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  • 2 months later...

Gizmo........ what's happening with getting Citi to cough up your money?

I should have money by tomorrow after 14 days/no leave for Citi to appeal

KBO

If you can't fight, wear a big hat.

 

Halifax... 2 successful claims....£518

 

CitiCards..... judgement and cheque (26/7/07) .... won £900

 

RBS business..... .....stay lifted reissued N1..... won £2105

 

Midland1 business.1996/1997.. first letter (27/6/07)....£1470

 

First Direct...... first letter (30/6/07).... £839.... stayed

 

plus another 13 banks/business/cc's to come for £10,000 plus.

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Citi not receiving court orders/losing paperwork once more.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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They are just doing thier jobs.

 

I have their found the solicitors to be extremely professional, and as such would imagine their is a valid reason for their losing so much paperwork... and would never dream it is being done to frustrate claims.

 

On Friday the judge in my case gave the courts copy of my bundle to Citi's barrister, so they could adequately reply to the adopted drafter order (after not receiving my first one sent, despite signature on RM website). A copy was submitted to the court this Tuesday to replace the one they gave to the defendant.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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