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Yorkshire Bank Hardship Help


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For sometime now, I've been trying to help my Dad get his charges back from the Yorkshire bank, but his claim like thousands of others is on hold.

 

On the 12th October, we wrote Yorlshire Bank a letter to ask them to consider us as a hardship case based on the fact that Dad is constantly in overdraft, bills forever bouncing and having been charged well over £2,000 in the last 12 months.

 

They have completely ignored the letter we sent.

 

What do we do now? Do we go straight to the ombudsman or write another letter to Yorkshire giving them 14 days to respond.

 

I need to act quite quickly as Dad's oldest bank charges are coming up to the 6 year limit at the end of January and don't want to lose any of the money.

 

Any advice is greatly appreciated - thank you

HSBC Bank Account £70 Settled in FULL

HSBC Credit Card £160 Settled in FULL

Marbles Credit Card £150 Settled in FULL

Sainsbury's Credit Card £100 Settled with £5 interest after LBA

Lloyds TSB £95 Settled in FULL

 

On behalf of my Dad:

Yorkshire Bank Credit Card £302 Offered half

Citi Cards £250 Refunded automatically half to card

Capital one £672 Offered a third

Lloyds TSB £105 - Sent request for repayment

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If you have already requested your dads charges back then do not worry about the 6 year limitation period. Your claim is already in.

 

Advise your dad to get a new bank account and pay his wages into that.

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If you have already requested your dads charges back then do not worry about the 6 year limitation period. Your claim is already in.

 

Advise your dad to get a new bank account and pay his wages into that.

 

Thanks for your reponse Gogivit

 

We've requested Dad's bank charges back from the bank, who have put his request on hold but we've not submitted the Court claim. Do we need to do this?

HSBC Bank Account £70 Settled in FULL

HSBC Credit Card £160 Settled in FULL

Marbles Credit Card £150 Settled in FULL

Sainsbury's Credit Card £100 Settled with £5 interest after LBA

Lloyds TSB £95 Settled in FULL

 

On behalf of my Dad:

Yorkshire Bank Credit Card £302 Offered half

Citi Cards £250 Refunded automatically half to card

Capital one £672 Offered a third

Lloyds TSB £105 - Sent request for repayment

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Share on other sites

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