wunchofbankers v Halifax | Settled 07/08/06

[wunchofbankers]

hi all great site!

 

i guess im in the same boat as everyone else here, i have been a disgruntled customer of the halifax for 12 years and have endured a lot of these " fees ".

 

one of my work colleagues is in this process too a bit further on than me so he is giving me a hand but it is nice to see other people arround the country having the same problem and hopfully the same success!

 

i posted the DPA letter on 2/6/06 and have heard nothing as yet but will keep posting!

 

thanks pete!!!!!!!!! i couldn't have done it without you!

[Janet-M]

Hi and welcome

 

Glad your friend is helping you if you read around then I'm sure in no time you will learn a lot yourself and then you too will be helping people

 

keep us posted on how your getting on.

[wunchofbankers]

ive just read the money mail article stating that people have had their claims rejected by the courts pending a decision by the high court, is this true ?

if so are we better waiting for that decision or just going ahead as per?

this is a disturbing devlopment, im sure their high price lawers will find a way for them to get out of paying us our money or at least making us wait and then not paying all they owe us !

[mechs]

Just look around the site .... surely that speaks for itself.... as for the case you were refering to thats been settled out of court ...need I say more

[wunchofbankers]

thanks

i hope your right i sent my lba yesterday looking for 4k+, i thought that this might spell the end and i applied too late, but i will continue and keep you posted

[Morleydog]

Keep going! If the charges were unlawful two weeks/two months/twp years ago, they are still unlawful! You will get them back if you follow the step by step advice given on this site. Nothing has happened (in the Daily Mail or anywhere else) to change the fact that these charges are and always have been unlawful.

 

Good luck!

[wunchofbankers]

after lba halifax offered 350 on claim of 4k+, would like to chew it up and spit it in their face but do i need to reply or just file in court on friday at the end of the deadline? by the way they sent an acceptence form and said if no reply in 8 weeks " i will assume i have nswered your concerns to your satisfaction"

[kenodoki]

You can do two things, either don't accept their offer or reply saying that you accept the offer only as PART payment of the full ammount and tell them you will still be pursuing the full ammount. The reason they have doen this is that they know you are in the right and they are wrong. Carry on with the process as normal. I was in the same boat (I am now a little firther down the line). They offered me a pitifull ammount Ignored them and just carried on as normal.

[kenodoki]

I meant to say at the end that I ignored them and carried on as normal. They will scare you with all sorts of letters so don't worry. This is your money just follow the process until you recieve all your charges back.

[Bookworm]

Please stay on one tread per claim, it will make life easier for all.

 

File away when time's up, that will be a clear sign you do not accept their offer.

 

As for the "no hear within 8 wks means we have resolved your concerns" means nothing. A lack of response can not be deemed to imply acceptance.

[bignigeinnit]

hi

i have been offered part settlement is there a letter declineing this and requesting full settlement or excepting this as part settlement but letting them know i will still be pursueing the full amount

[wunchofbankers]

im going to speak to one of the customer relations managers this afternoon, my claim is for 4357, if it were to end up in court with int it would be about 5400 is it worth me saying to her i would except 4k if paid into account at close of biz today, or would this prejudice my case, i realy need the cash and dont want to wait but will if ness!

[wunchofbankers]

afternoon all!

anybody aware of the timescale between case being acknowledged and settlement, i heard that halifax are stepping up a bit and people are getting settled within a week is this true

[kenodoki]

My claim was started on 05/07/2006 and acknowledged on the 13/07/2006 they finally paid up on 28/07/2006. So they paid within 18 days (the dealine is 28 days)

[hannah8686]

afternoon all!

anybody aware of the timescale between case being acknowledged and settlement, i heard that halifax are stepping up a bit and people are getting settled within a week is this true

 

Hiya

 

i filled my cliam last week and was acknowledge on the 4th august

just wondering the date you filled , was ackknoledged and if they have paid yet.

[wunchofbankers]

hi

i filed last sunday and they acknowledged on the 2nd, i have not been paid as yet but there are people who were acknowledged on the same day as me who were settled on friday, iassume i will get mine today or tommorrow, i think you will be a day or two behind, please let me know if your paid and best of luck!

[wunchofbankers]

hi all

im on the verge of settlement, i wondered if anyone was settled today, what time do they settle ?

[sohoscribbler]

Me too. I keep checking my balance every few minutes. I must have an obsessive personality.

[gemmabe]

Hi Hannah

I also filed on the 2nd, and Halifax acknowledged on the 4th - race ya to the finish?!

[wunchofbankers]

you and me both mate!

i know youll be celebrating but if you do see the money can you post a quick reply in case im not checking and i will do the same for you

cheers

[gemmabe]

Soho me too mate, mine was only acknowledged on Friday but I still can't help hoping, have got the online banking open constantly lol

[wunchofbankers]

hey soho

what date did you get acknowledged?

ps sorry gem i think i got a head start!!!!!

[gemmabe]

who cares, we are all winners...oh apart from Halifax lololol

[sohoscribbler]

Acknowledged on 31 July. Settlement offered by letter on 2 August.

 

I have just telephoned the number on the letter (the complaints department) and the woman I spoke to - who was surprisingly friendly - said there is a backlog at the moment and I may have to wait up to seven days to get my money. Not sure what the best way is to speed things up.

[gemmabe]

blimey, 2 days that IS quick!