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Change of Debt Collection Agency


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I hope I'm posting to the right group.

First a bit of background - I took out a Trust Deed (only me - not my wife)

I was advised by Wilson Andrews to open an acount with Think Banking (we had a joint account with RBS) - because I am paying Think Banking to administer my account I (wrongly) assumed that they would transfer all my DDs and standing orders to my new account (they didn't)

By the time I'd realised and transferred the instructions manually I'd incurred bank charges.

Wilson Andrews told me that these charges would be covered by the Trust Deed

Eventually (after the charges had increased to over £1000) Wilson Andrews decided that my wife wasn't covered and she would be required to pay the charges.

My wife has no income - I contacted Trident Credit Services and agreed that I would pay a (small) amount each month.

I have today received a letter from Frederickson International asking me to start making payments.

I have 'phoned Trident but they won't give me any information becaquse the account is in my wife's name.

What do I do now?

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If the account is entirely made up of charges they can all be claimed back. I would stop paying Fred and start the process of reclaiming them.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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