JSA and Mortgage interest releif payments

[gummy]

Got a susp reposession hearing last august, however, payments have been missed and most other months only part payments have been made to mortgage co. Ex is presently in occupancy of the property until a buyer can be found, ex is on JSA and mortgage interest payments about to kick in, will this stave off more repossesion threats?..... And how much time is it likely to buy in enabling finding a purchaser?

 

Thanks

[OLIVE.FAMILY]

is the mortgage on interest only?

 

olives xx

[gummy]

Hi.... No its on repayment terms only.

[OLIVE.FAMILY]

I am not completly sure if you can do this whilst in arrears but you will need to WRITE to the mortgage comapny expalining the situation and ask to go intrest only so when JSA kicks in he will not be getting further behind. Then see if he can offer any thing at all towards the arrears.

 

olives xx

[gummy]

ex managed to get payment holiday, i never knew or agreed to it..... the mortgage co refused to write to me at my new address to inform me of developments, maybe ex has managed to change terms of mortgage to int. only, i wouldnt no coz they will only write to me at the property address even though ive not lived there years.... Its still affecting my credit file though. Feel like im banging head against a wall trying to get any sense out of the Mortgage Company, and no im not on speaking terms at all with ex.