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help car repossession


ginger whinger
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Hi All

 

I have a car with fiat on fiat finance .due to being unemployed earlier in the year i have missed monthly payments since may . I am now back in employments and made an offer to them which they refused to take up.

 

The agreement was for 5 years from april 2007 .

I have missed approx 5 payments .

They have sent me a default notice.

On friday 05/09/08 I came home to find a letter from a recovery firm wanting me to phone them . i have not yet.

 

I have put my fiat loan details through a firm who said they would check to see if the agreement was ok or not some weeks ago .

I have contacted them but they say that fiat have not sent the S.A.R. documents back to them .

 

WHERE DO I STAND WITH THE CAR .

 

Am I right in saying that whilst the correct documents have not been returned as per S.A.R. they cannot take the vehicle as the account is in dispute ?

 

The vehicle is not taxed and I have done a S.O.R.N. on it and it is parked on my drive way . Can they just take it without my permission ?

Or do they have to wait until the S.A.R. request has been dealt with ?

 

HELP PLEASE .

 

GINGER WHINGER

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Hi there, did you make your offer to them in writing? and have they refused in writing?

 

Do you know anyone with a garage where you can store the car until this is sorted out?

 

Kind Regards

 

Ell-enn

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