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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Nationwide online comparison(durrr,NatWest charge more you fools!)


yourbank
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I apologise but this is one of my most bizarrest of posts that I will ever do here(well I have another thing up my sleeve but that is another story0. I was looking at Nationwide to help someone on another forum and thought, what the heck I will check out the difference between Nationwide to NatWest, knowing full well that they would probably be better.

Nationwide Building Society - Current Account - Comparison calculator

The above link may help. Under the heading "unpaid items fee" they have NatWest at £30(maximum of £90 a month). That's wrong. Unpaid items is £38 a month with a maximum of 3 per day.

I wondered how they got their information so at the bottom I read the small print.

 

"Data supplied by Nationwide Building Society. Nationwide rates effective from 01/08/08. Source competitor's website. All information as at 29/07/08.

 

* Interest rate paid on balances up to £3,000. Any part of your balance over £3,000 will earn 0.10% gross p.a./AER."

 

Nationwide might be better than NatWest but they really cannot read the website or understand it. Perhaps if they are reading this they might want to go into the NatWest Forum on CAG which explains how the charges work and what NatWest charge including the amounts which is accurate and up to date;)

 

As I said this is one of the most bizarrest of posts I will ever post here. Could this suggest that the NatWest Website information is not in Plain and Intelligible Language.

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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Yourbank, your right of course,

 

 

 

 

 

 

 

 

 

 

 

 

this is one of the most bizarrest of posts you will ever post here :p

Please help us to help you. Download the CAG tool bar for free

HERE and use the search option for all your searches. CAG earns a few pennies every time !!!

 

Please don't rush, take time to read these:-

 

 

&

 

 

This is always worth referring to

 

 

 

 

 

Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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I have a second post on this one and it is actually a criticism of Nationwide or a trick that they have missed. I post on another forum which is more to do with students and money under my more accustomed name(its on my signature btw in case you really wanted to know). Nationwide do not offer a student account and yet they are the only provider that actually offer a card you can use overseas without a charge. If they read this, you are missing a good opportunity Nationwide.

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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