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refund paid to credit card account


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Hi

 

HBOS credit card have agreed to refund ppi plus interest which is fantastic news. However, they have paid it to my credit card account of which there is an outstanding balance. I am on a DMP and have other debts. Can I get them to pay the refund to me? Also, HBOS have not produced a properly executed credit agreement so as far I am concerned the account is in dispute!

 

Please help.

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