Car Repossession by Welcome

[caz_1967]

hi .....yes my judgement request was accepted as no response from Welcome was received and the order has been sent to Welcome. They have been ordered to pay the full amount by 03/09/08..............so lets see what happens now

[postggj]

YAHOO

YAHOO

 

SORRY ABOUT THAT

 

back to reality

 

we got there in the end

ill pm one of the site team and get them to turn the screw with welcome

its at an end

very well done

 

if you feel ime worth it tip my scales please

 

welcome to the welcome won club

[postggj]

is pt or stephen about

 

with the greatest of pleasure

can one of the site team mark this thread as won

Edited August 28, 2008 by postggj

[caz_1967]

HA HA HA thanks ... what can a member of the site team do, as u said they can turn the screw with welcome.....just curious?????

 

Cant believe Welcome ignored the N1 too....i must admit i was expecting some sort of defence from them, i'm very suprised.

 

Cant help feeling they wont pay out though!

 

by the way.....i tipped ur scales.....lol

[postggj]

believe me, the site team will have something up there sleeve

 

likei said, welcome are very lax in there addministration

there policy is to ignore

its now bitten back

 

they have to pay or go back to the court and ask for a set asside,

they need a good reason, for which they have none.

responding to claims affect the consumer as well as companies

 

THEY HAD THERE CHANCE

 

TOUGH LUCK

 

IF YOU HAVE TO SEND IN THE BALIFFS, INVITE ME, PLEASE PLEASE

[caz_1967]

I'm actually going to take the complaint to the financial ombudsman now and detail the case to them them too and send all copies of correspondance, court order etc. I'm not finished with Welcome yet.

[postggj]

thats the spirit

 

now you have had your day in court, you can relax

ime doing my own investigation at the moment

i want this lot closed down to stop the heart ache they cause people

keep in touch

[Jesteruk]

Congratulations!

 

Lets hope the FO screws them aswell

[caz_1967]

Just to let you know...one hell of a complaint against welcome sent to Financial ombudsman this morning. Have included all correspondance and court documentation as well as original credit agreement and my payment history...hoping FO will screw them over big time.

[OLIVE.FAMILY]

Well Done caz 1967. Good luck with FO. Just be prepared to wait with them as they do take a while. I am sure it will be worth though. Well done

 

olivesxxx

[postggj]

me again caz

 

by an off chance,welcome dont respond to the court order by the 3/09/08

you have some choices

 

if it was me i would put in an application to the court for an enforcement order.

thats not my area and ime sure you will get replies to this situation

 

i would just love to be there if the baliffs go in

you tube hear i come

not that i bare welcome any malice (porkies)

[caz_1967]

thnx....i was thinking of the options that i could take if they dont respond to the court order...however n HMCS website it says if the claim is over £5000 i cannot apply for a warrant......i have tried to find out what the options are for claims over £5000 but cant find the info........does anyone know what to do in this situation???

[postggj]

hi caz

dont quote me as unsure in this area

i think this would come under a high court enforcment baliff for which you would make an application

any body out there care to confirm and the options avalible

 

you coulds allways serve on welcome a stat demand for bankrupcy, for which are dca friends are in a habit of doing

then after 18 days lodge a bankrupcy pettition

 

that should wake them up

[Jesteruk]

LOL postggj

 

But dont worry you should get your cheque before the deadline

 

well i hope so as well! LOL

[Bona]

If you get a judgement you need to apply to the High court Bayliff the sherrif of the county you live in with a copy of the Judgement if you issue a stat demand as soon as you get Judgement you can apply to have Welcome wound up after 18 days unless they pay

[caz_1967]

well...no cheque in post today in post.....i was furious so phoned welcome legal compliance team...lady answered explained i had ongoing complaint...blah blah which has been to court and judgement has been entered against them..they should have paid me £8489.44 by today which they had not done....whats going on........was put on hold for 5 mins...she came back and said....the manager who is dealing with this case is not in today he is on a course, can i take ur number and i'll get him to call u tomorrow.....i gave my number and said...can u pass this message to manager......the court claim number is xxxxxx, when i put the phone down from u, i will be transferring the case to the high court, and i will also be issuing statutory demand, welcome has had ample opportunity to rectify this matter, which u choose to ignore, i have a letter dated 7th august saying the case has been transferred to yourselves and you will be in touch....i am yet to hear from you, this has gone on long enough and my patience has run out. she said...i will pass the message on.

 

ARGHHHHHHHHHHHHHHH!!!!

[caz_1967]

hi, telephoned the court today for advice on how to proceed with enforcement, Basically they gave me details of high court enforment officers who i contacted today.....i have paid the £50 fee and sent off the court papers confirming judgement and the matter is now in process of being transferred to the high court, once this is done they will apply for a high court writ, which will enable them to attend Welcome Head office to demand settlement. Welcome will now have to pay their fees if they are successful in gaining settlement.

[postggj]

way to go caz

 

even after judgement the excuse was the manager is on a course,

priceless

 

hows it feel to be in total control

boot on the outher foot comes to mind

[caz_1967]

ha ha ha i know......dont believe for one minute manager was not in office and even if he was there would be someone there to speak to in his absence, truth of the matter is they dont want to speak to me cos they know they dont have a defence, plus the calls are all recorded so if they avoid talking to me then they have less chance of implicating themselves any further on a call thats is being recorded.

[Bona]

Find out when the Bayliffs are going to be there and tell the local Paper:D:D

[Jesteruk]

the manager who is dealing with this case is not in today he is on a course,

I wonder what the course was for?

 

How to issue cheques when we lose in court??

 

Well done and i cant wait to read it in the papers!

[caz_1967]

does anyone know if i myself can issue a statutory demand if so how do i find a template??? would anyone advise I do this or shall i just leave it all up to the high court enforcement officer now?

[Bona]

You cam down load it just fill it and serve Im going to do one for a NHS Trust next week

[caz_1967]

I received no phone all as promised from the manager of the legal compliance team so I have sent him this letter:

 

Once again I find myself writing to about the above account and the issue of yourselves repossessing my vehicle illegally.

 

I am infuriated at the lack of progress in this matter. It has been 9 weeks now since I first contacted Welcome with my complaint. This issue has been passed form pillar to post and I am yet to receive and explanation from yourselves as to why you acted unlawfully. To be frank I have been ignored at every level in your organisation. I gave you plenty notice that if I was not to receive a satisfactory outcome in this matter then I would take court action.

 

I commenced court proceeding against yourselves on 8th August 2008. You failed to respond to my claim so judgement by default was entered against Welcome on28th August 2008 and you were ordered to pay me the sum of £8489.44 by 3rd September 2008. Again you have ignored this, so I called the legal compliance team on the 3rd, only to be told the manager dealing with this was out the office on a course, I was told if I left my number he would return my call the next day. Well surprise I received no call.

 

I can only conclude that Welcome Finance is of the opinion that they are above the law. Not only do you ignore your customers and fail to work within the framework of your own complaints procedure, but you also ignore the law and the courts.

 

I have now been in touch with High Court Enforcement Officers and discussed with them in detail this matter. The case has now been transferred from the County Court to the High Court, and an application is being made for a high court writ. You will soon be receiving a visit at your office from the enforcement officers, they have also been provided with all addresses where you keep trading stock.

 

I am also in the process of preparing a Statutory Demand which will be served at your registered office.

 

In addition a 32 page complaint has been posted to the Financial Ombudsman and next week I am meeting with a member of the national press to discuss this matter and have the case published in the national press.

 

Be aware that I am NOT going to go away. Since my car was repossessed I have spent over £1000 on car hire as I am an essential car user at work and if I don’t have a car I don’t have a job, not to mention the expense of court proceedings.

 

It is about time you got off your arses and held your hands up to the fact that you have made a mistake and settle this matter instead of digging yourselves in deeper. May I also notify you that interest at a rate of 8% is now running on the outstanding amount that you have been ordered by the court to pay.

 

I trust I have made myself perfectly clear and that this clarifies the situation

[mich7k]

Get those punks! I am watching your thread with interest as my battle with Welcome seems to have hit a stalemate