Mackenzie Hall Want To Come And Visit Me!

[MarianG]

I have just received a letter thing where you tear off the perforated edges from this lot of trash saying that they have written to me but not received a response. It is true, they have written to me and I have chosen to ignore them as the debt is years old and in my married name (I have gone back to my maiden name 7 years ago) and I am sure it is statute barred. It is no longer on my credit file which is now clean. However, this new letter states that if they fail to receive a response to their communications, they will have no other alternative but to pass the account to their field collectors who will call within the next 7 days.

 

I will be sending them the CCA letter immediately, but I am not sure what to do if they do not comply within the time frame of 12 + 2 days (is this working days?). Do I have to give them another month on top of this to allow for them to go back to their "client" (Phoenix Recoveries)? Should I say, also, that I think it is statute barred? I am loathed to phone them as I know, from reading other threads, they are very unpleasant and threatening, but I am worried that someone will turn up on my doorstep and become even more confrontational.

 

Any advice would be more than welcome.

[saintly_1]

I would just send them the statute barred letter

 

Letter M here http://www.consumeractiongroup.co.uk/forum/general-debt-issues/20758-creditors-dcas-letter-templates.html

 

saint

[The GodMother]

god that letter seems rather familiar.

 

I use to get those and i would ignore them they never shew up when they said they would tho, i aways thought it was rude.

 

just do what saintly one says as if this letter come in your married name and you have not used it for 7 year then it is defo SB