My OH Vs HSBC (Credit Card)

[spamheed]

And they of course don't have to prove that you signed anything?

 

Of course they don't - what a load

 

they have supplied you with a blank form in place of a signed agreement. so have proven nothing. How do they link your OH with this agreement?

 

They would need to produce the signed agreement at court, but they are trying it on

 

No CCA - No agreement

[spamheed]

I think this whol mouse click/telephony based agreement system is going to come back and bite a whole lot of Financial organisations very firmly in the botty.

 

anyone who ever applied for finance in any other way than written, simply has to say

 

"prove it was me that entered into the agreement"

 

and unless the creditor has a continuous link via statements and bank details, they are in shtuck and it would be a devil to enforce.

 

even tho there is legislation out there to allow for the system, how can a judge deny a defendant the right to be proven guilty? and how can it be proven without a clear link between the two parties?