Co-operative bank

[Fully_charged]

Hi All,

 

I got charges refunded by the co-op a while ago after I made a claim. However I did not claim back interest on the charges then. Now I want to take them to court over the default they are refusing to remove. My problem is I cant file a claim purely for removal of default hence i am thinking about claiming the interest on the charges now. Can anyone give me a clue at what interest rate i need to base the claim on. It was a credit card account if that helps.

 

 

thanks again

 

F_C

[Guest louis wu]

Claiming back the interest has been long discussed.

 

if you were thinking of charging CI, then your too late, as this needed to be done at the beginning of your initial claim.

 

If it's just the interest you've been charged, then you would just look through your statements and add up how much the interest charges come to. Then work out how much you should have been charged due to legitimate usage. There is a spreadsheet.

 

Do you believe this amount to be significant? If not, then TBH I wouldn't bother. You may laso have a hardtime explaining why you didn't claim it in the first place

 

louis

[Paintball]

FC, I agree with LW that you'll have to forget the interest. However, you may wish to check out the work Car has been doing on default removal through the courts, in particular car2403 -v- Barclays Bank (Default removal) but look also at his other threads on the same issue ...

 

HTH