the lovely bryan carter

[hunnybunny123]

Hello you wonderful CAG folk, just a quickie....

 

My husband has a credit card debt wth LTSB, by the time we found this site he was getting nasty letters/calls from Fredrickson about it. So he sent them a CCA request (rec'd 16th jan, no response yet). He has now received a letter from Bryan Carter - the usual 'payment in full within 7 days... blah blah'. What sort of letter should we send to BC outlining that a) LTSB have never advised us that they were assigning the debt elsewhere; b) Fredrickson are currently in default on the CCA..?

 

Any help much appreciated

 

Ta xx

[hunnybunny123]

or have i answered my own question! some help with wording would be much appreciated

 

many thanks

[Curlyben]

Here you go a nice missive for Mr Carter.

 

Dear Sir/Madam,

 

Your Ref : xxxxx

 

Your Client : XXXX

 

I refer to your letter of xx/xx/2007, which was received today.

 

Frankly, I am surprised of the need to remind a firm of solicitors about the terms and conditions surrounding my Consumer Credit Agreement request (Consumer Credit Act, 1974); received by XX DCA XX on xx/xx. I can only assume therefore that they failed to inform you.

 

Should your client now persist with threats of legal action as stated in your letter, I will welcome the opportunity for a judge to look at several offences committed by XXX DCA XX under The Consumer Credit Act, 1974, as well as your client’s non-compliance with and total disregard for the law on this occasion.

 

Yours faithfully,