Jump to content


Incapacity Stopped with no warning.


Kerrie78
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5624 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi all.

 

To cut a very long story short, my husband had a stroke in October 2006 and a further tia in December 2006, he was on sick pay from his work for as long as they were entitled but then had had to dismiss him on medical grounds.

He underwent heaps of tests and it was shown he had a hole in the heart which needed fixing.

Eventually he was granted Incapacity Benefit and Council Tax payments, plus our child tax Credit.

Everything is now in such a mess I have no idea where to start. We had written proof that due to a drop in our income the CTC said that we were entitled to larger payouts because we had been underpaid, then a couple of months ago they decided that we had been overpaid and we have to pay it all back, then we got a letter from the Council saying that because we owed CTC we had also been overpaid Council Tax and we had to pay them £500 back.

 

And then this week, after my husband was sent to see a DWP doctor about his condition they have decided that we are no longer entitled to IB because he doesn't score any points. They stopped our payouts with no warning and we have been told that we know have to start a new claim for JSA or IS.

 

Basically we have also been getting help with mortgage interest payments from the DWP but they only started this November because it took an absolute age for them to sort out.

 

My husband is still under consultants at the hospitals, he was there yesterday which shows that he has a furhter hole in the heart (they sealed the first one in June), and he has defunct veins carrying tainted blood to his lungs or something, so he still needs a lot of further medical work. He also has partial vision due to the strokes.

 

I just want to know how, on the work of one DWP Doctor, can these payments just stop. My husband had been signed off by his own doctor until June 2008, he has had 2 MRI scans that show damage, he is very unwell and they are saying he is fit for work!!

 

We have taken advice from the CAB but there is only so much they can do. We can appeal the decision about the IB but whilst the appeal is ongoing then we lose 20% of the JSA or IS if he is granted that.

 

We have no other income apart from £103.24 per week Child Tax Credit.

We are now in a severe mess. We have to pay all our bills off this, and it took so long to sort the first lot of IB out that i couldn't bear to go through the same again.

 

In the space of a week we have lost Council Tax Benefit, Incapacity Benefit with a carer's allowance for me, I now have to phone CTC and tell them of the change, free school meals for our 3 kids, and no doubt our mortgage interest payments will also stop meaning that we could lose our house.

 

All on the word of one Doctor (if he was that), who decided that despite 40% vision loss, 2 MRI scans showing permanent vision loss due to brain damage, 2 consultants at different hospitals and my husbands own doctor, he still deems my husband as fit. On the form we were sent, he hadn't even taken any advice from the Doctors, he has just written his own score down and that's that.

 

 

Please help, I am severely desperate. I am constantly on the phone but what one person tells you, another says it's wrong, you have to phone department after department because nobody deals with more than one thing, and you can't even go and see anybody, all interviews have to be done over the phone. i could honestly scream.

 

thank you

Settled at 50%

Clydesdale £155. Should have been £310 charges, plus interest :( Husbands Account.

 

 

SETTLED IN FULL:

MBNA £1230. For Hubby.

Halifax £39.

RBS £342. For Hubby.

Cap One £200.

Abbey:

:D Settled in FULL April 18th 2007. £5179.83 Paid but what a long battle!

:D

COMPENSATION OF £100 ON 14/04/08 FOR CONTINUED HARASSEMENT.

Link to post
Share on other sites

  • Replies 108
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Hi Thanks for that, it makes extremely interesting reading.

I have printed it off to show my husband.

 

Just an update, he has been to see the GP this morning who is now writing an appeals letter on his behalf to the DWP, see how that goes shall we.

And we also found out this morning that anybody who is awaiting an operation cannot be removed from IB.

Settled at 50%

Clydesdale £155. Should have been £310 charges, plus interest :( Husbands Account.

 

 

SETTLED IN FULL:

MBNA £1230. For Hubby.

Halifax £39.

RBS £342. For Hubby.

Cap One £200.

Abbey:

:D Settled in FULL April 18th 2007. £5179.83 Paid but what a long battle!

:D

COMPENSATION OF £100 ON 14/04/08 FOR CONTINUED HARASSEMENT.

Link to post
Share on other sites

nice one kerrie, there should be a lot more accountability for those , " civil-oh the irony- servants,who abuse their positions! I really think it should be a criminal charge for them who deliberately mislead legitimate claimants because they are quick enough using the law themselves!:mad:

Link to post
Share on other sites

Kerrie

 

First thing is get the leter from your GP. Take this to your local DWP office / jobcentre. The government states how much money a family of yours is entitled to each week. If you are receiving below this then they will have to make it up. See Jobcentre Plus for help with how much your due as a family. Please bare in mind that you will not receive any money for the children from IS or IB as you now get it with tax credit.

 

Also if you are struggling with utilities and are in arrears then check this link out for help http://www.consumeractiongroup.co.uk/forum/utilities-gas-electricity-water/100405-utilities-trust-fund.html there are trust funds available, mainly water companies but its worth having a look through. Also in that link you will find a jobslink link. Click on there and have a look for the area in which your husband or you worked. Some trades have their own trust funds and you can apply to them for assistance.

 

If you have no luck with the DWP then go straight to see you MP. Take all your paperwork with you, they have been known to have overpayments quoshed in some circumstances!

 

Link to post
Share on other sites

Thanks for the advice, we are going to collect the appeals letter from the DR and see where to go from there.

All the appeals forms for various things have dropped onto the doormat so I guess for most of the day I will be doing those.

We phoned the DWP yesterday and she is (apparently but I'll believe it when I see it) sending a copy of the Doctors report and a complaints form for us regarding the way the benefit was stopped, and a seperate claim form for us to fill in against that particular individual.

 

Meanwhile, we have received no money except £103 CTC yesterday, since January 18th and I can't see us getting anything else until Next Thursdays CTC, but as of today we only have £56 in the bank and all the regular SO's to pay off that.

We aren't in debt at the bank and we don't have an overdraft so I really don't want to start going over my limit again due to somebody elses error.

 

It's a pain in the backside, but it seems common practice with these Goverment run buildings. We have also been told that a regular appeals process takes between 2-3 weeks to look at, so I hope they don't expect us to live on nothing and say they'll backdate us.

i need money now, we have three kids and £103 a week isn't going to do it I'm afraid.

Settled at 50%

Clydesdale £155. Should have been £310 charges, plus interest :( Husbands Account.

 

 

SETTLED IN FULL:

MBNA £1230. For Hubby.

Halifax £39.

RBS £342. For Hubby.

Cap One £200.

Abbey:

:D Settled in FULL April 18th 2007. £5179.83 Paid but what a long battle!

:D

COMPENSATION OF £100 ON 14/04/08 FOR CONTINUED HARASSEMENT.

Link to post
Share on other sites

Have you asked for a review of the decision? This would be the first step before going to an appeal. If you ask for a review and submit all the evidence you have I can't see them standing by the decision (well actually going off my personal experience with the job centre staff maybe they will).

 

I was in a similar position just under 2 years ago. I've been off for a long time with depression and two years ago I had the 10 minute assessment with one of their doctors (and I use the word doctors grudgingly) who decided in the space of 10 mins that he knew better than my GP who sees me regularly and my incapacity benefit was promptly stopped.

 

If you do appeal, you will get income support for the duration of the appeal and though this will be at a lower rate at least its some extra money coming in (worth mentioning that I also appealed and lost my appeal as they use the same flawed points system at the appeal as the DWP use)

All my posts are made without prejudice and may not be reused or reproduced without my express permission (or the permission of the forums owners)!

 

17/10/2006 Recieve claim against me from lloyds TSB for £312.82

18/10/06 S.A.R - (Subject Access Request) sent

03/02/07 Claim allocated to small claims. Hearing set for 15/05/07. Lloyds ordered to file statement setting out how they calculate their charges

15/05/07 Lloyds do not attend. Judgement ordered for £192 approx, £3 travel costs and removal of default notice

29/05/07 4pm Lloyds deadline for payment of CCJ expires. Warrant of execution ready to go

19/06/07 Letter from court stating Lloyds have made a cheque payment to court

Link to post
Share on other sites

dont worry Kerrie (easy to say that)but i have been on the wrong end of the DWP for almost six years,now with the help of my MP and also written complaint to THE INDEPENDANT CASE EXAMINER (ICE) i have now been offered compensatin to the year dot,but i shall not withdraw my complaint also a complaint to the ICO for their failure to supply all documents concerning ATOS ORIGION who are the DWP DOCTORS ,i already know the dwp doctor lied within his reports as i had five dwp doctor reports,This has as you will probably find out later stems from the DWP office manager who has made a quickfire decicion about your husbands illness i am fortunate that my surgeon also wrote a letter and within the body of the letter he questioned the dwp doctors abilities and his practices concerning my illness which should have been noticed even by this dwp doctor,he has also stated in the letter that if upon any hearing or visit by the DWP DOCTOR trhen he shall be present and also stated the dwp doctors reports were to say the least farcical,big words from a surgeon,i am now awaiting further by pass operation to the heart but i am at last starting to feel less stress,as far as me withdrawing my complaints nothing on this earth will make me nor should i withdraw the complaints,it is now a matter of principle i was made to feel like i was a malingerer and lazy but a triple by pass later still not right but getting their ,my point is do not give up keep fighting but you need to get your specialist letter and dont forget the DWP DOCTOR was sent by the DWP do not beleive your hubby was sent as a formality it was just to get him of their books and also to try to stop the DLA and IB,

good luck but dont give up it will come right

patrickq1

Link to post
Share on other sites

Thanks all for your kind words. I am determined to go on and get this sorted, and trust me, I will be making every possible complaint I can think of.

The way they are making my husband feel is inexcuseable. To have a stroke at the age of 37 is bad enough, then another one 2 months later. This was initially put down the job he had which was driving for long periods without a break. At some points he worked 60 or 70 hours a week, and has doen since I met him, so for anyone to think he is lazy and fit for work is beyond me.

 

He had heaps of tests after the storkes, doctors were baffled due to his age, but eventually we found it was because he had a hole in the heart. And the clots that had formed had passed through this hole and caused the strokes. We were told that a procedure to burn the closure would prevent any further attacks. He waited 6 months for that operation, and has been under constant treatment including warfarin, clopidogrel plus many others since.

A few months ago he had his xrays to see if the procedure had worked, they said it had, but there was now a new hole (we dont know if the surgeons caused this when they were repairing the first one or whether it was initially missed) but he now has to wait for another op to close the second hole.

Also, on Tuesday he was again at the QE where he was told that he had several defunct veins which needed closing as they are carrying blood to the wrong side of his lungs. He is still on medication, and he has been told there is a 2 month waiting list for that, and thats only to find out if the veins are large enough to close.

If they are too narrow then he's been told basically it's tough luck and it's fingers crossed whether he will have further strokes or not.

You can imagine how distraught he is, not knowing if he is even going to live or die, nobody seems to rush themselves, the hospital waiting lists are beyond acceptabel and now the benefits are causing him more stress and there seems no end in sight.

 

I will, however, follow all the advice on here and try to get this sorted as soon as possible. I have also tried to find an address for my local MP (Lynda walthow) but all I can find is an email service, and they choose whether the email is forwarded or not. Does anybody know if there is a list of correspondance addresses available for MP's, if so a link would be great.

 

Thanks all

Kerrie

Settled at 50%

Clydesdale £155. Should have been £310 charges, plus interest :( Husbands Account.

 

 

SETTLED IN FULL:

MBNA £1230. For Hubby.

Halifax £39.

RBS £342. For Hubby.

Cap One £200.

Abbey:

:D Settled in FULL April 18th 2007. £5179.83 Paid but what a long battle!

:D

COMPENSATION OF £100 ON 14/04/08 FOR CONTINUED HARASSEMENT.

Link to post
Share on other sites

DWP - Advisers - Code of Appeals Procedure - Contents

apeals procedures,

How to appeal against a benefits decision : Directgov - Money, tax and benefits

[/url]

How do I make a request for information under the Freedom of Information Act?

 

Your request for information must:

  • Haha 1
Link to post
Share on other sites

Annex B: Contact details

 

Parliamentary Ombudsman

Millbank Tower

Millbank

London

SW1P 4QP

Tel: 0845 015 4033

E-mail: OPCA.Enquiries@ombudsman.gsi.gov.uk

Website: www.ombudsman.org.uk/pca/index.html

The Parliamentary Ombudsman deals with complaints from members of the public that they have suffered injustice because of maladministration by government departments. A person wishing to have their complaint investigated by the Ombudsman should approach his or her Member of Parliament (MP), as the Ombudsman can only accept complaints referred to her by an MP.

Customers may put their complaint to the Ombudsman at any stage, and in the case of Child Support Agency, irrespective of whether it has been investigated by ICE. However, in practice there is normally an expectation that the complaint has been seen by the Department and pursued through internal complaints procedures, before being referred to the Ombudsman.

Further information on complaints procedures, maladministration, learning from mistakes and the role of the Parliamentary Ombudsman is contained in the booklet “The Ombudsman in Your Files”. This is produced by Cabinet Office and published by The Stationery Office Limited. A leaflet available from the Ombudsman's office entitled “The Parliamentary Ombudsman: How to complain to the Ombudsman” explains what the Ombudsman can do and how to complain to her.

Independent Case Examiner

PO Box 155

Chester

CH99 9SA

Tel: 0845 606 0777

E-mail: ice@ukgov.demon.co.uk

Website: www.ind-case-exam.org.uk/

The Independent Case Examiner (ICE) investigates complaints against the Child Support Agency. Details of the service offered by ICE and advice on how to complain may be found in leaflet ICE 1 or on ICE's website.

Inland Revenue

National Insurance Contributions Office

Benton Park View

Newcastle upon Tyne

NE98 1ZZ

Telephone (0191) 213 5000

Link to post
Share on other sites

Okay, I've just emailed my letter to my MP, so lets see what happens from there.

Settled at 50%

Clydesdale £155. Should have been £310 charges, plus interest :( Husbands Account.

 

 

SETTLED IN FULL:

MBNA £1230. For Hubby.

Halifax £39.

RBS £342. For Hubby.

Cap One £200.

Abbey:

:D Settled in FULL April 18th 2007. £5179.83 Paid but what a long battle!

:D

COMPENSATION OF £100 ON 14/04/08 FOR CONTINUED HARASSEMENT.

Link to post
Share on other sites

Hi Kerrie

 

I too had simialr problems some years ago and in the end wrote and asked my MP TO VISIT ME AT HOME. This way he/she can actually see how bad your husband is. Mine came on a Saturday and by the next Thursday I had all my benefits re-instated for life! Get copies of all the correspondence for him/her to see including letter from GP and Medical Reports from Consultants ect.

 

Hope this helps and that you get all your benefits back.

 

Hugs

 

Chris :)

Link to post
Share on other sites

My husband also had his incapcity benefit stopped with out warning and now we recieve reduced income support which means a loss of 216.00 er fortnight and we stil have to pay the same amount of bills out of this we are at the moment appealing against this decision as outr doctor cant understand either why they signed my husband fit for work again.. So I know how you feel .. We feel like banging our heads against the wall as well good luck in your appeal..

Link to post
Share on other sites

Thank you, I sympathise with your situation Sheba but since posting on here and reading through similar threads it seems common practice for them to just do this.

My MP returned my email within a matter of hours last night and luckily she is going to take up my case on Monday morning. So I will keep you posted.

Settled at 50%

Clydesdale £155. Should have been £310 charges, plus interest :( Husbands Account.

 

 

SETTLED IN FULL:

MBNA £1230. For Hubby.

Halifax £39.

RBS £342. For Hubby.

Cap One £200.

Abbey:

:D Settled in FULL April 18th 2007. £5179.83 Paid but what a long battle!

:D

COMPENSATION OF £100 ON 14/04/08 FOR CONTINUED HARASSEMENT.

Link to post
Share on other sites

I used to process JSA claims and if we had a claim from someone who had an appeal in with IB we paid the full benefit not a reduced rate. Then (if) the IB was reinstated we just offset the benefit paid against the arrears.

As a civil servant I just want to point out we aren't all sat there trying to be mean and take money off people. We are just normal people trying to do a job. Unfortunately like so many other public sector workers we are dealing with mass staff cuts, lack of funds, antiquated IT systems and so many rules and regulations it would make your head spin lol. Definately pursue sending the extra info form your specialist and ask for a review and then an appeal. In the meanwhile claim JSA if you need to. Also has you considered DLA, not income based, but includes another medical sorry!

Hope you get things sorted asap

good luck

ali x

Btw I am no expert just give notes based on what I have read on here and other forums/sites, plus my own experiences and investigations.

 

All ccj's now dropped off file, 2 yrs to go to clear file.

All old debts either settled or made unenforcable.

 

RBS MPP-Full offer at 8 wks from first complaint

RBS Overdraft loanguard-full offer at 8 wks from complaint

Citicard ppi-with FOS finally paid 8 months after offer through FOS!

Capital one x2- with FOS

Monument ppi-with FOS

aqua x2 ppi-partialled settled still pushing for the rest

Black horse ppi-offers made and accepted except for one early loan they say no info held-still pushing for payment

Link to post
Share on other sites

BTW just realised what you may have meant about the reduction in benefit on JSA. JSA income based and basic Income support are the lowest level the government states a single person or couple can live on. If you are on IB you get "extra".

Bad news is Ib is being replaced by ESA(I think these are the right initials-on maternity at the moment but remember this being discussed when I left). The idea is like when unemployment benefit was combined with income support for the unemployed to make JSA. The new benefit will combine Incapacity benefit and income support together. The way I read the early info about it the new benefit will have a big "push" to get people off incapacity benefit and into work. When Invalidity ben became incapacity the government used the oportunity to effectively cut the rates and the length of time you got each different rate plus making it harder to claim and stay on it for any length. I can't see why they won't do the same again. Sadly this suggests even more people being told they are fit for work, when some may not be.

Think if I remember rightly the new benefit is employment support allowance, which containing employment in the title says it all really.

good luck

ali x

Btw I am no expert just give notes based on what I have read on here and other forums/sites, plus my own experiences and investigations.

 

All ccj's now dropped off file, 2 yrs to go to clear file.

All old debts either settled or made unenforcable.

 

RBS MPP-Full offer at 8 wks from first complaint

RBS Overdraft loanguard-full offer at 8 wks from complaint

Citicard ppi-with FOS finally paid 8 months after offer through FOS!

Capital one x2- with FOS

Monument ppi-with FOS

aqua x2 ppi-partialled settled still pushing for the rest

Black horse ppi-offers made and accepted except for one early loan they say no info held-still pushing for payment

Link to post
Share on other sites

well done kerrie try to get your mp to visit you and dont forget first thing monday morn ring your NHS the consultants secretary and also your doctor for a full description of the illness and his capabilities towards his ability to work then e mail this to your mp,good luck

patrickq1

Link to post
Share on other sites

"Atos Origin" Staff fiddling the test scores in order to deny the sick their Benefit? Nooo... Who would believe it. Well try this story c/o the BBC BBC NEWS | Programmes | Errors block benefits to disabled

I'm not a qualified welfare rights adviser, but I'm planning on becoming one. I'm no substitute for more competent advice from trained CAB and welfare rights workers - [URL="http://www.consumeractiongroup.co.uk/forum/benefits-tax-credits-minimum/127741-benefits-advice.html"]see this post[/URL] by Joa, great advice and links! I've been running a Crisis Loan campaign and help since Jan 2007 . See my annotations c/o "theyworkforyou". I'm also currently interested by the recent DWP Medical Services reform and the effect this is having on valid claims, seriously - someone needs to be keeping a suicide count.

Link to post
Share on other sites

Benefits and Work website, run by a tireless disability rights campaigner, Steve Donnison, digs out real gems about scandals in administration of benefits, provides fantastic help with DLA and IB; real goldmine.

Only problem: subscription is payable: single payment of £16.50

 

Coming back to the greedy organisation, making profit on the back of ill and disabled, have a read of this:

Unum in the spotlight

[sIGPIC][/sIGPIC]

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...