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Please Help !!! Does this conform to the CCA request?


siamese
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Hi all

 

My daughter asked Blair, Oliver Scott for a copy of her consumer credit agreement for the credit card she had with Halifax in 2005. Please can you advise me if what they sent her is the correct document. It has got Credit Card Application on the top but then underneath is says Credit Agreement Regulated By The Consumer Credit Act 1974. She owes the money and is not trying to get out of her obligations but if this is not the correct document I wondered what she can do about it. Thanks in advance for you help.

 

 

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No prescribed terms, the trouble is Blair et al, will deem that they have complied with the cca, by providing this piece of paper, and they will start their usual battle of harassment. However, stand your ground they will not take you to court and if they do contest it, by asking for the original agreement, I'm guessing that this scan is of a scan or photocopy from the Halifax. I'm guessing that they dont have the original document to save space theyve scanned it. If they cannot produce the original to the court, then the case will be struck out.

 

Mike

If I've helped tip my scales

 

Blair Oliver & Scott, £2500 written off December 2006 Default removed January 2007:D

http://www.consumeractiongroup.co.uk/forum/general-debt/56001-mike220359-blair-oliver-scott.html

 

Monument, didn't sign the agreement

:D

 

Lloyds TSB didn't sign the agreement!

:D

 

Citicards, didn't sign the agreement

:D

 

RBS tut, tut!

:rolleyes:

 

Morgan Stanley, oh dear

:rolleyes:

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