Carter/freds claimform - cat 'debt' **WON DISC'D***

[mikecymru]

Paul,

 

It reads just fine in my eyes, If I dont get anything from BC tomorrow I will send this by special delivery tomorrow.

 

Merry Christmas

 

Mike

[mikecymru]

PT just one last thing,

 

Do I need to put anything else with the defence? accompanying letter or any of the forms they sent me?

 

Thanks

 

Mike

[pt2537]

not at this stage

 

the defence is all you need until you get a reply from the court

 

regards

paul

[rory32]

2 threads merged. Please keep to one thread - it makes your progress a lot easier to follow. Thanks.

[mikecymru]

ok, well in that case I will keep you posted.

 

Thanks

 

Rory,

 

My apologies and thanks

 

Merry christmas everyone!

 

Mike

[mikecymru]

Hi Paul,

 

Just wanted to let you know that we got a letter from Bryan carter to say that they would not be pursuing the matter further.

 

I havent heard anything since..

 

Thankyou for all your help

 

Result:grin:

 

Best regards

 

Mike

[pt2537]

Hi Paul,

 

Just wanted to let you know that we got a letter from Bryan carter to say that they would not be pursuing the matter further.

 

I havent heard anything since..

 

Thankyou for all your help

 

Result:grin:

 

Best regards

 

Mike

 

RESULT, im pleased for you

 

now very important

 

call the court and make sure they have discontinued the claim.

 

then keep that letter very very safe

 

still im very very pleased its the result we were looking for after all

 

regards

paul

[mikecymru]

yes of course I will call them

 

I forgot how sneaky they could be..

 

Thanks

[PeterPiper]

i have used the above procedure TWICE and bryan carters backed off on both accounts.

 

seems that anyone who fights back with a response they crumble & move onto the next person

[tomskifle]

Hi,

 

I wonder if someone could give me some advice please.

 

My wife received a letter from Fredpay and another from Bryan Carter, They claim she owes £115 to a company called Phoenix recoveries (ref debt with Littlewoods). The debt dates back to 2002.

 

She has no record of the debt so we ignored the letters.

 

We now have a summons from Northampton County court, What should we do now?

 

Can someone help?

 

Thanks in advance

 

Mike

Hi stop before you write to them .

Check out your rights, there is an 8 year law which says that a debt is no longer enforcable. so after 8 years they can send you as many letters as they like you dont ahve any legal reason to pay them as long as you have 'NOT' written to them acknowledging the debt within this period, that include offering a low payment.

Hope this helps. and

PS they cannot tell you how much you should be paying if you have to pay this you can offer £1 per month and they have to accept it.

Check Your Rights.

Tom

[lemon_martini2]

Tom,I see this is your first post.When replying to a thread,it's often a good idea to see if it's current and/or resolved. This has not been replied to since 2008,so it's long dead.It's also been sorted-the poster has had a letter from the DCA stating they won't be pursuing it. Have a look for some much more recent threads to help with as you seem keen to offer sensible advice.

[dx100uk]

Hi stop before you write to them .

Check out your rights, there is an 8 year law which says that a debt is no longer enforcable. so after 8 years they can send you as many letters as they like you dont ahve any legal reason to pay them as long as you have 'NOT' written to them acknowledging the debt within this period, that include offering a low payment.

 

offering to pay the debt is not necessarily in all cases admission - esp where threats and lies have been made, 'admission under duress' plays its part here.

and its 6yrs for statute barring not 8yrs

 

 

Hope this helps. and

PS they cannot tell you how much you should be paying if you have to pay this you can offer £1 per month and they have to accept it.

Check Your Rights.

Tom

 

dx