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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Help! DPA question re maximum charge for statements! Urgent!


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Just spoke to some frosty woman at G E Capital and asked for my past 6 years worth of statements. She said there would be a 50p charge for each one. I quoted DPA and said that I had a right of access to my data and said the maximum prescribed fee was £10. She said that was relating to something else and they were entitled to charge 50p per statement. I said it was the data I wanted and I didn't care what format they sent it but I am entitled to it. She is looking into it and getting back to me. They want 36 quid.

Before she rings back where does it say what the maximum they can charge me is?

And what can I do if they stand by what they say?

Help!!

Sky

BOS - Prelim letter del 19/5/06 LBA del. no response - filed 12/06

Clydesdale Financial Services - Gave them their chances off to court we go!

HSBC - Watch out I'm coming after you next!

 

If you like anything I say click the scales!

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The maximum they can charge you is £10.

Everything you have told her is quite right. You can apply by letter. There is no particular from.

 

Remind her that the bank has a fiduciary duty towards you and as such they are breaching that duty by trying to misrepresent the DPA to you. Say alos that by denynig their DPA responsibilties to you they are already providing you with grounds for compaint under the DPA

 

Make sure that you get her name and also insist on speaking with a supervisor

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Thanks Bankfodder but she already phoned back when I read your reply.

After saying that the right of access to personal data was relating to things like doctors notes etc an not financial info she 'generously' allowed me to have them for £10 but added that there would not be a complete 6 years worth as they didn't hold complete 6 years worth, I then said I though by law under the DPA they had to hold records for 6 years, I do,I'm a hypnotherapist and I must hold my clients records for this long, she said sometimes their systems are down etc. Load of crap but I didn't expect anything else from these charlatan b#%$!*^ds!

Also it will take three weeks but I am just wondering which of my statements now will be missing!

Sky

BOS - Prelim letter del 19/5/06 LBA del. no response - filed 12/06

Clydesdale Financial Services - Gave them their chances off to court we go!

HSBC - Watch out I'm coming after you next!

 

If you like anything I say click the scales!

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Follow it up with a phonecall and a letter confirming that you require all of the data you have requested or else you will compain to the Infomration Commissioner and you coonside that they have breached their contractual duty in failing to comply with the DPA dislosure reqirements and this breach will be added to your count court claim for the money

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  • 12 years later...

This topic was closed on 03/06/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

BOS - Prelim letter del 19/5/06 LBA del. no response - filed 12/06

Clydesdale Financial Services - Gave them their chances off to court we go!

HSBC - Watch out I'm coming after you next!

 

If you like anything I say click the scales!

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