Please help , Ive had a Halifax card since late 2004. In early 2007 the account number was changed ( I imagine I may have lost my card and been sent a new one ) or am I being naïve ? Over the next several years my credit limit kept on increasing without me requesting it. It was raised 11 times from the original £2750 till in spring 2014 it stood at £13950 Towards the end of that year Halifax told me that my interest rate was to be hiked up but explained that if I didn't agree to this I was entitled to close the account and pay it off as was previously the case. At this time I was struggling financially and the card was maxed out, so, as the minimum payment was already proving to be a burden I chose to close the account. Since then and up to today Ive never missed a payment and have paid a total of £8000 but have accrued £5450 in interest. So Im still £11400 in debt to them. Last month they kindly reminded me that "just paying minimum payments " is likely to be expensive for me but worryingly they quoted a new FCA DIRECTIVE which says I am in "Persistent debt". I came across your wonderful site and read up and decided to request a copy of my agreement. my request was made using the most recent account number ie from 2007 and what was sent doesn't seem to be an agreement..please help rather worryingly ten minutes after posting my question I got a call on my mobile from 07889902214 and a taped message telling me about a govt scheme to write off debt! Ive NEVER EVER had such a call in the past EVER so something fishys going on!

Has anyone else had this error? Had this error for a few days and it would not load or update. As always I looked around as many forums on this as I could. I eventually found this >> http://www.windows10forums.com/threads/update-for-windows-10-version-1511-for-x64-based-systems-kb3122947-error-0x80070643.5909/ I followed the guide it worked so now all sorted for the time being. So if anyone else has had this error and wants to sort it then this may help you out.. But you MUST use the elevated command prompt... For the elevated command prompt right click start hit Command Prompt (ADMIN) then paste the code that is in the link above Hit enter wait then it should be done.... Run the windows update to see if the issue is fixed (windows is up to date) last checked xxxxx Copy/paste the command from the PDF

Latest WCA Handbook for Health Professionals, Version 7, 9th Feb 2015 This guidance is for healthcare professionals who undertake Work Capability Assessments on behalf of the Department for Work and Pensions. This document tells you how health professionals are supposed to assess you. It can be downloaded at this link: https://www.gov.uk/government/publications/work-capability-assessment-handbook-for-healthcare-professionals

Hello! I'll make this as short as I can. We moved into a unit 3 years ago, we already had a .co.uk website that was fully functional for 18 months at this point. Just last Thursday my partner accidentally came across the listing for the .com version of our domain name, listed as purchased by the owner of the business next door about a month after we moved in. Renewed every year and currently owned by him. The actual .com website however when typed in immediately redirected to an auto-playing hardcore homosexual porn video. This appears to have been this way for the 3 years. This is a very serious matter for us as we run a family business and get enquiries for children and parents all the time. The shocker is that the neighbouring owner also runs a family business with massive focus on kids. We posted apologies on social media to anyone that had seen it and named the owner and within about 6 hours the porn was taken down. Since then we've been reported to social media for the posts (no action taken) and had the police phone us telling us 'drop it or tears will be shed' (again though, no action taken). We wish to take this matter to court, as the neighbouring business owner is a relentless bully and has been campaigning to make our business suffer from the moment we took the unit and has quite a large and expansive company in the area, but now it seems he has finally done something with enough proof we can do something about it. So, what's the next step?