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  1. Hi everyone, I am looking for some advice regarding 2 loans I had with welcome finance. I took out a secured loan with welcome in 2005 and then a personal loan in 2006, I lost my job in 2008 and haven't made any payments since. My loans are now with Empingham finance and I have just started making repayments on both of these loans 2 months ago. My dad advised me to claim back my ppi on these loans as they both had ppi on, my question is will welcome finance pay the ppi to myself or direct to empingham finance? Thanks in Advance.
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