Hi
I have applied for a CTC for a job transfer.
I am currently in a DMP which I have been in for over a year and a half and have not missed any payments.
I have a number of defaults as a result of getting into financial difficulty a couple of years ago,
however I have declared on my CTC that I have been in financial difficult but have now been on this DMP..
.. will this affect my CTC?
I have no CCJs etc, just defaults (more than 3).
But I have been honest with them and showed that I have taken steps and in a better position as a result!