Showing results for tags 'sons debt'.
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Hi, My son moved back in with me in 2012, due to him repeatedly stealing from me I had to tell him to leave my house forever a couple of weeks ago and subsequently changed the locks. When attempting to clean his bedroom amongst various disgusting things i discovered many letter's from debt recovery companies and bailiffs plus receipts from Cash Convertors. After collating these it appears there are 12 (is that a record) debt collectors chasing him for money, these debt's cover thing's such as payday loans, mobile phone bills, bank overdrafts, goods and a parking fine (bailiffs). The total outstanding amounts add up to approx £4k. Since he left I have returned every letter addressed to him, unopened as no longer living at this address. Last week when I was out the bailiffs visited to take my son's car, which was obviously not here and saying they would now get an order to remove goods from my house to sell at auction. I am now terrified that they will come and take my property. I have little money and not much of value (except for the house itself). Probably the most valuable goods for resale are my laptop and tv, it gets worse as both these items were bought online under his name (we have different christian names but the same initial, as at the time of the purchases he worked for a major retailer and I used his staff discount car number though I paid with my debit card. Other things such as my golf clubs/fishing gear have been accumulated or given to me over the years, so no receipts. Do they have the legal right to seize any of my property because my son lived here at the time these debts were incurred. In regard to my son he is 23 he neither has a job or signs on. The only thing he has left of value is his car, his tv(£50) and 2 gold rings(£70) are both with cash convertors. I have no idea where he is living/in hiding. He is a drug addict and from the discoveries in his room his only sources of income are as a small time drug pusher, to his friends, and stealing from my 83 year old mum who is housebound and has Alzheimers. This has all left me feeling mentally and physically drained and paranoid to the point I will not answer the door or phone and sit in darkness, so any help or advice anybody can provide would be greatly appreciated. Thanks
- 29 replies
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- bailiff problems
- debt collection
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