Hello everyone, new here and looking for some advice.
I think I may have actually overloaded my brain over the last few days reading through all the different threads.
I hope I'm posting in the correct place (first post)
my query relates to a default placed on my credit file in Feb 2011 by Raphaells Bank (CCRT).
This was originally a Monument credit card, default amount is £1533, credit limit was £750.
My question is, who do I send my request to for the original agreement,
as I don't think Monument actually exist anymore?