Hiya Ladies and Gents,
A few years back I had a CC with MBNA which I disputed due to them being unable to provide an enforcable credit agreement.
They pursued me for the outstanding balance for a while and
eventually passed it over to a company called Optima (i think)
who harrassed me for a few months and then gave up after offering a settlement figure of approx 10% of the balance which i declined.
I haven't heard a peep from them since.
This was 3 years ago but
last week I got a letter from MBNA stating that they transferred the right to collect this account to a company called MFS Portfolio Ltd.
Just wondering if anyones had any dealings with this company and what to expect now.
Thanks in advance for any advice.
Travis