Hi guys, just a quick question... I advised O2 that I was unable to pay my O2 contract with them due to have recently been taken to the cleaners in a divorce. I also advised that I have moved to Germany and would attempt to pay back what is owed once I get a job here... well... its been 9 months, not been able to get employment yet, just been signed on the JobCenter here and getting the very basic in support. I am hoping to get employment soon, and have informed Westcott that I had advised O2 about this... Now I have read up on Westcott and find that they paid 02 the debt owed and no doubt will chase me for more than what the original debt was... on the grand sale of things, would they go to the hassle of getting a european court order for the sake of 500? End of the day they can... I dont have anything they can take from me as I dont own more than my clothes... Any constructive advice welcome

Hi Everyone, I am in the process of applying for a mortgage and quite rightfully the lovely lady at the brokerage advised my to check my credit report on line via a major name in the credit report game.. .either Equifax, Experian or Call Credit to name a few. What a shock I had....I discovered a CCJ planted against my name that: No 1: Does Not Belong To Me No 2: The CCJ is issued to an address that I have never lived at No 3: It is issued to somebody with the same name as me I quickly got to the bottom of where it came from and have had a face to face meeting with the utility company involved. They had the ordasity to ask me for money to get it removed although they admit it is nothing to do with me, their mistake!...they finally agreed to cover the cost of the court paperwork themselves. I have given them seven days to have it removed or face legal consequences as it is hampering my attemt to get a mortgage on a property I want to buy. I really dont have the energy for persuing a legal claim but I was wondering if anybody else has ever been in a similar situation and If I am to sue what would the likely outcome be? I really want this property I have my eyes on and the only thing hampering the process is the CCJ which is nothing to do with me. Once I have waited for the court to remove the CCJ it will probably be around 6 weeks bufore the CCJ is removed form my file.. ......far to long.....the property will be gone. Any advise? Thanks everyone.