I had AXA health insurance up until April 2016, and in January of 2016 I received some specialist treatment all of which was paid by insurance. I have now had a letter from AXA to say I owe this specialist £200 as they have just had an invoice, 21/3/2017, and my outpatients limit had been reached. I said I thought 14 months late was a bit much, that I had now cancelled the policy, that I might have moved and I wasn't impressed. Their stance is that it is between me and the specialist....the Dr's accounting system must be wild!! Any advice really appreciated....

Hi all, I was looking for some help with regard to a letter we received over allocated parking spaced. We have received a letter to say that in order to regularise matters going forward they are enclosing an invoice for parking charges due in the sum of £147 plus VAT to reimburse for the period following notification up to the end of October 2013 and charged at £3 per day. Whilst the additional space continues to be used we will continue to invoice you for its use. At the moment we are using three bays for parking because we have two broken down cars which we cannot afford to get fixed. The person who owns the land, which is a company, came round on 12 September to say that their gardener could not get to the grass and we would need to move the vehicles to allow him access and in any event we should move the broken down vehicles. At no time was any dates mentioned to remove the vehicles and no notice period was given when they should start charging for the parking space. Matters were left that we would make arrangements to move the vehicles as we realise we were taking up more bays than we were allocated and rightly so I agreed that I would move the vehicle. Can anyone let me know how I should go about replying to this letter. My main worry is that we were not given a time period in which to do any of this and obviously we will do all we can to resolve the matter but I cannot see how they can charge us for something that we have not entered into. They say that they can revoke this temporary arrangement at any time. Can someone please let me know whether they are entitled to charge us £147 plus £3 a day until the vehicle is removed since no agreement was ever made in this respect. PS. we have been at the property for five years without any problems. Regards,