Hi. I'm sorry if this subject is in wrong section! I have received a letter from a bailiff company with regards to a debt which is currently in a repayment plan. The issue is, on the reverse of the letter is a letter to another of their debtors, including names, address and details of the debt they owe. Do I ignore it? Should I contact the people on the letter? Do I make a formal complaint to the bailff company? My worry is that if I have received someone else's details, then they could have received mine. Is this a breach of confidentiality? DPA? Thanks in advance for any responses

The internet activity of everyone in Britain will have to be stored for a year by service providers, under new surveillance law plans. Police and intelligence officers will be able to see the names of sites people have visited without a warrant, Home Secretary Theresa May said. But there would be new safeguards over MI5, MI6 and the police spying on the full content of people's web use. Mrs May told MPs the proposed powers were needed to fight crime and terror. Follow the latest developments on our live page The wide-ranging draft Investigatory Powers Bill also contains proposals covering how the state can hack devices and run operations to sweep up large amounts of data as it flows through the internet, enshrining in law the previously covert activities of GCHQ, as uncovered by whistleblower Edward Snowden. The draft bill's measures include: Giving a panel of judges the power to block spying operations authorised by the home secretary A new criminal offence of "knowingly or recklessly obtaining communications data from a telecommunications operator without lawful authority", carrying a prison sentence of up to two years Local councils to retain some investigatory powers, such as surveillance of benefit cheats, but they will not be able to access online data stored by internet firms The Wilson doctrine - preventing surveillance of Parliamentarians' communications - to be written into law Police will not be able to access journalistic sources without the authorisation of a judge A legal duty on British companies to help law enforcement agencies hack devices to acquire information if it is reasonably practical to do so Former Appeal Court judge Sir Stanley Burnton is appointed as the new interception of communications commissioner BBC

I have for the last three years worked for a UK based company in Holland doing 2 week on 2 week off 12 hour shifts. We are paid a daily rate and I would have classed my self as an employee as I am PAYE. About a year or so ago 30 mins before a Maritime Labor Convention inspection I was asked to sign a contract as it was required for the inspection. I signed. It states under wages that the amount included holiday pay. no amounts are given and as I understand it this is okay if its negotiated, transparent in the contract ( x amount is wage X amount is holiday pay) and its shown on the pay statement. None of this has happened. My question is can I claim for Unlawful deduction of wages as I have always understood that my daily rate was just wages. Now you may ask what about holidays...we dont take them as we in effect get 26 weeks a year off. To muddy the waters even more the company has been bought by a Dutch company. Does a ET have sway over a European company.

Firstly this forum has been so useful to me and has helped me no end with my debt worries, so thanks to all of you out there. Secondly, I am in the process of reclaiming Barclaycard credit card fees, most of mine are late payment fees and returned direct debits fees. However I was wondering if I could claim the extra charges from international purchases on my account which show as an entry of the amount followed by "includes commission charge of" and then the amount? I assume this is to do with converting the dollar amount to pounds, but does it really cost anything? I assume not but worth asking. I did search high and low and can see no mention of this before so likely an allowed fee. Thanks again Wubbster