:-)Hi
Have 2 NatWest credit cards taken out about 1995/1996 - on which I have been making token payments of
£2 per month which just jogs along. £1400 outstanding on one card - £2200 on the other card.
Token payments commenced about 2 years ago as lost job due to illness and have not worked since.
I am 65 and now have heart failure problems - so trying to sort out affairs in case of further problems.
I know I should CCA them - but what then. Do they write off debts? My GP can confirm my health position. It's crazy really - we all bailed out
NatWest during banking crisis to the tune of some £20K+ each - so in effect they owe us!
Your advices how to proceed would be greatly appreciated. Would it help to go through Citizens Advice or similar? Let me know what you think.