Hi, just after a bit of advice really,
I received a claim form last week for a debt of £300 or so that has resulted from bank charges and interest on a Nationwide account, the account was in credit when a charge took it overdrawn, further charges and interest then grew the negative balance to around £300 until the account was closed/suspended in 2011.
As the basis of the debt is from charges that may/may not be illegal? (probably for missing a direct debit) - would there be any point in contesting the claim?
I know its not alot of money but I am trying to deal with my historic debts so any that I can avoid will allow me to do this sooner!
Regards
Gary