Hello,
I owe service charge backpayment to my management agent for my leasehold property.
They took it to county court,
then fast tracked to high court without informing me.
I only knew when I received a demand for £2100 from the Sheriff's office.
I offered to pay in instalments but they said their client wanted full payment, which I could not do.
I sent them a copy of my Debt and Mental Health Evidence Form, they said their client rejected it.
A Baliff visited my property when I was not in.
I submitted an income and expenditure form (both mine and my wife's)to the sheriff's office, which clearly shows a minus.
Even so I offered to pay £50 a month.
I have now had an email saying they will forward this to their client and if it is rejected I will receive a visit from the Baliff without any prior notice.
The amount has risen from £2100 to £3700 in just over 6 weeks, with interest at 41p a day.
There is also a charge for a Baliff visit that never happened.
I am worried sick.
Please, if you can, please advise.
I feel due process was not followed regarding the secrecy in taking this to court.
I suffer from depression due to my debt issues and this is really affecting me