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I'm looking for some help/guidance on how to proceed with Accent Legal. My husband and I took out a Natwest loan in 2008 for £25000. Within a few months we realised we'd made a mistake and couldn't afford the payments. We made an arrangement through Payplan to make reduced payments. Natwest got CCJ's in both our names and a charging order in just my name. Due to Payplan making an error I stopped paying the DMP last June and in September of last year our home was repossessed. Due to my husbands poor health and the stress of debts we moved into a rented house but told none of the creditors where we moved to apart from the mortgage company. Well forward 8 months and I have received a letter from Accent Legal. I forgot about it as I went into hospital for a hysterectomy but have received another stating that if I don't contact them they are going to enforce the charging order. I thought they'd be aware we no longer own the house as of course they have located me at another address. I'm not sure how to proceed. We have very little money. My husband is on PIP and ESA and we have 3 daughters. I tried to ring today but they are closed. I'm hoping they can put the account on hold for a few weeks while I recover. Also do I tell them the house the charging order was attached to has been repossessed?
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