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  1. I'm looking into getting a VW Golf, not sure where from but I now know to stay away from carcraft and AC. I'm really worried about buying a car that develops problems and I'm aware of the rubbish warranties you tend to get when you buy a used car. I then saw that you can take out a separate warranty on various websites
  2. Hi I am just after a little advice. I went into a new town the other day and there was parking all around the streets in the centre, but I was struggling to find a spot until I finally did so. There was a 4x4 in front of me and another car in front of that. The ticket machine was right outside my car and I duly bought one then went on my way. When I came back an hour later there was a ticket on my car and once the 4x4 had dissapeared there was painted on the road 'Loading Bay'. Well seriousy this was impossible to see with the 4x4 parked over it and with the other car in front there was no way of knowing it was, I would expect to see vans or wagons in a loading bay, not cars. Not only that, but there was a parking meter right where I parked. I parked and bought a ticket in good faith and I really don't know how I was suppose to know I should not have parked there. The question is, is it worth contesting? Thanks Paul
  3. Just a quick query if any one can help; If a debt is close to becoming statue barred is it worth making a full and final offer, i think im right in thinking that on your credit file it would drop off after 6 years but if a full and final payment is made it would it stay on the credit file for a further 6 years from that date but it would just be marked settle or satisfied. hope that makes sense cheers Wato
  4. Today, I paid for a 2 hour parking ticket for a Council Car Park. Unfortunately, I was in a hurry and went and pushed the ticket into the plastic windscreen clip the wrong way around and left the car without noticing it. When I returned nearly 2 hours later to buy another ticket, my car had a PCN notice stuck to the windscreen which cited "parking in a car park without clearly displaying a valid ticket....." This had been issued about half way through my parking time. I went to the warden's office and he said it might be worth appealing as I clearly had a ticket. When I got home and re-read the PCN and thought.. ..Was the ticket valid? - YES. Was the ticket clearly on display? - YES (it was back to front, but it was clearly on display) Not sure what to do...pay the £25 or appeal?
  5. I am looking for some advice on how to dispute a debt with RBS (passed to Westcot) which is entirely made up of bank charges. In Dec 2010 my account went overdrawn overnight due to a payment coming off (I had no overdraft facility on my account so unsure as to why the payment wasn't just rejected?). Anyway I went 'overdrawn' by pennies - an amount less than £1.00. I went to the bank the following morning when it opened to pay this amount back in, thus taking my account balance back to 0.00. A bank charge of £29.50 was then due to be taken off at the end of that month. I couldn't afford this so I opened a bank account elsewhere, and asked that the account with RBS be closed. They refused and kept adding charges onto charges onto charges. I was made redundant in March 11, and informed them of this but they still kept adding on charges for nothing. The entirety of the sum I owe them is bank charges. They eventually sold the debt on to Westcot and it is sitting at 800+. I would like to dispute this but I don't know what the best course of action is. Should I write to the RBS, or go straight to the FO? Are there any template letters I could use?
  6. So times are hard at the moment, the company i work for has completely changed their management and the regime is very different. They are combating us like we are criminals. Many dismissals, disciplinarys, counselling, targeting, sackings, resignations ...ect My new boss is targeting me. Since his arrival of just over 1 year now he has on numerous occasions unfairly treated me badly, made up things and generally picked on me. I will give you a couple of examples. 1. Accused me of not leaving my home on time (even though i do and i have a vehicle tracker to prove i do). Then shouted at me saying if i want to argue with him he will get a dossier together and get me fired. 2. Forcing me to skip a break in the space of 8 hours and then forcing me to go to another job which travelling would be 3 hours and would mean i come home 2.5 hours after when i should be home at the finish of my shift. So i worked 10 hours without a break. 3. He has texted me saying 'YOUR HEADING FOR BIG TROUBLE' when i told the company i need to take my lunch before i travel 2 hours to a job (this was 7 hours in my shift and on a separate occasion to the above) This is just a few examples of MANY. and i know he has targeted 2 others on a couple of occasions but mainly focused targeting me. Should i go to HR with a grievance on him? or is it not worth the hassle? If i did go to HR what does a grievance mean? just a slap on the wrist? how would they know im telling the truth? I really just want to get on with my job, do my best within my contracted hours with no hassle!
  7. Hi there, Wonder if I can get some advice on this. Appreciate Interparcel are a common point. 2 weeks ago I sent a parcel to Amazon using Interparcel and their my hermes courier. It was worth £1500 and has gone missing. The parcel contained DVDs and is not on their prohibited items list in their t's and c's. The parcel has been showing on their tracking now for 10 days as out for delivery. Interparcel have fed me various fabricated stories which now result in them claiming the parcel has been delivered, but there is no proof of delivery, which they are trying to get me. Amazon say the parcel has not been delivered . Interparcel have been trying to get proof of delivery for 5 days, and have tried to fob me off with a spurious one already. Interparcel have pretty much ignored most of my emails, and rather than this being a single mistake, have shown a complete failing of their systems to help me at all in any way. They have even hung up on me. They are unhelpful to the point of being down right rude. I would say they have done nothing and are negligent. I have so far spent over £40 in costs calling their premium rate number. The drop down menu on their site defaults to £20, and this is the value I have given when booking the courier. (to be honest I would think if you declared it as £1500 it would be much more likely to be stolen). To insure this may cost £100, and I post them fairly often so even with this loss it is cheaper to self insure...however that does not mean I think I should not chase this. After reading the following thread: ( I cannot post links as a new member, please google search for this forum and Interparcel small claims court DHL courier service) someone claims to have successfully taken interparcel to a small claims court and won based on negligence. consumeractiongroup.co.uk/forum/showthread.php?233594-DHL-Courier-Service-lost-items-no-re-imbursement I wonder if there is a case here for negligence? How would I go about this? What evidence should I ask for, and what steps should I take. Is it worth reporting this to the police? I wonder if to justify this loss on my accounts I would need a crime number anyway. Which police force to report it to? (delivery was in Swansea). When the contents of this parcel were sold by me £650 in tax would have been generated, so in theory that would be worth the Police working on! Also it would seem a rather simple step as the parcel has gone missing while out on delivery to question the delivery driver who had this parcel last. Again any advice appreciated, any steps to take...
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