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J4g3d

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  1. the £155 is ridiculous! the debt in question should fall under a lesser fee form for being only £122. Again i will say it again if my debt was 10p i would still need to pay £155 just to fill in a set aside form, whereas if my debt was 10k its still £155. Looking on google it used to be £80 until not so long ago. Not sure how they justify this fee tag for tiny debts like mine, Do you think the court would see my debt was £122, then see i have paid £155 for the set aside application and then realise i am paying more than the debt amount to request it to be set aside and agree to that after 2 years? of course with a valid reason. Surely a judge would not reject that.
  2. Well, what kind of system is this? this surely puts people off wrongfully given a CCJ getting it set aside if the debt was under £150. A CCJ is a CCJ whether the debt is 10k or 10p. A future creditor will see you have a CCJ but cannot see its for 10p or 10k but both are as bad as each other. Good system or not? Would you consider lending a friend 10p or 10k? both the same or different to you?
  3. Hi, You are completely wrong, as ive already said it wasnt about ignoring it from day 1. I submitted A form to HMRC to review the customs charge as it was incorrectly marked wrong on the customs form. Plus the customs charge is my friends and my debt, not just mine. Essentially ive wrongfully been given a CCJ as the customs charge should of been adjusted with the form i sent HMRC which i was ignored! not to mention it being 50% my debt!. And before anyone says its in my name so its my debt, can you put packages in 2 names??. Did i mention i was off work ill for months and months? i was eventually made redundant because of that. Plus £122 customs fee is tiny compared to other customs fees ive had. Ive probably paid 2k in customs fees in the last 5 years and many higher than £122. NEVER EVER been behind paying any kind of debt by this one. It is nothing about avoiding and ignoring or thinking its a small amount so i can ignore it?!?! ive had £15 customs fees before and i think less, ive had £260 customs fees before always paid off. If its about ignoring and avoiding how about i get a package shipped in a fake name to my friends address? how will they trace me now? they cannot. So if i wanted to avoid the system i would do that. Furthermore i was not sending a sob story letter to the creditor begging them. I was sending a letter asking them if they'd agree in writing with the set aside (As ive been told would help alot).
  4. I heard you could write to the creditor to request them to remove the CCJ? i did write to the creditor but had no response. , Maybe there is someone within their company that i could write to directly? I mean i would be more than happy to pay the outstanding debt a nd compensate for the cost it would of cost the creditor to submit this to court in the first place. The money is not a issue here, its the principle of me not owing the full debt in the first place. But like i say now the CCJ is here its effected me a lot and wrongfully. I cannot see a limit in submitting the set aside on any law associated website? i admit 2 years would be questionable though for them.
  5. I did not file a defence, I did not attend court, From what i read, if you pay the debt off the mark still stays on your credit but as settled. I read most lenders disregard it stating 'settled' and still treat you as high risk. I mean i cannot even get a £10 per month phone contract when the CCJ debt is only £122. I will obviously get refused any loans too, if i buy a house and put down a substantial amount for a deposit it wouldn't matter, because my £122 CCJ would stop me doing all that. The lenders cannot even look to see what the debt was. ie.. a 50k CCJ is branded the same as a 50p CCJ which is ridiculous. The story of my CCJ is as follows. I purchased items with a friend in my name. My friend took a LONG TIME and still does not recognise the customs charge. The customs charge was actually a mistake, as the items we ordered a lot were non profitable and not for resale but the original sender marked it all the same by accident. I sent letters to HMRC and submitted form C285 to try to reduce the customs charge which was wrongfully marked incorrectly in the first place. I heard diddly squat from them and subsequently completely forgot about it. As time went on, i had a serious medical issue and i was staying away from home. This medical problem resulted in me getting redundant, again i stayed away from home. My post built up and by the time i got to these court papers i only had a couple days to take action. You can say its my fault, everything is my fault but surely there is SOME WAY beyond the 19 days i could explain my situation? The debt is only 50% mine the other 50% is my friends. Is that enough to declare to set aside? you cannot put a package in 2 persons names when ordering something abroad so how does one make sure the customs charge can be sent to the 2 people that purchased the goods if you are not a company or business?
  6. The CCJ was slapped onto my credit July 2013. Is there a time limit then for acting upon a CCJ?
  7. Right, I know this has nearly been 2 years now but ive stupidly let this drag on for too long again. I have done some digging and i can verify that i was late paying and still yet to pay for the customs charges in question. I actually went 50/50 with a friend to import these items and as i felt i was 50% responsible it dragged on a bit (even though it was all in my actual name!). my friend wants nothing to do with the CCJ or amount due as its been a good 5 years and he cannot remember anything from back then. So here i have this CCJ and ideally i want to get it removed and pay the small amount and maybe even more to compensate DHL for raising the court claim just simply to get rid of the CCJ from my name as its really damaging me, cannot even get a mobile phone contract and im in my 30's. I have sent 3 letters to DHL to the address given by the court. I have had ZERO response from all 3 letters, completely ignored. In the letters i asked if they could remove the CCJ as i would like to pay off the debt. As i say i am looking to try and attempt to get this CCJ removed, could someone please give me a idea what step i should take next?
  8. Good news finally! it looks like i had spent 2 days or so and spoken to 3 incompetent staff members. I now have confirmation the vehicle IS out the front still and have since put it around the back under lock and key. all sorted now! phew!!
  9. Well this could turn nasty so i wanted to get some heads up opinions here first. me and a family member decided to go down a new venture and purchase 3 or so cars from a car auction. We turned up in person and paid them in reception for a few cars. We arrange a recovery guy to collect them and drop them at our desired locations. 1st car collected and dropped off fine. 2nd car the recovery guy calls me and says his truck cannot handle the weight of the vehicle so he will have to skip that one and do the last one which was delivered fine. Straight away i have called the auction company and told them is the particular vehicle out the front they said yes, i said can i keep it there until i arrange someone to collect it. They said yes how long. I said maximum 2 days, they said yes thats fine we'll leave it there no problems. The next day i have called them to get a quote for them to deliver the vehicle themselves as i was having a nightmare finding someone who would do the job at a reasonable price (quotes were £100 for 22 miles!!!) the auction company said it would cost about £35, i said fantastic the car is out the front of your offices please double check and i'll go for that. They said fine they'll locate the vehicle and call me back to sort it out. I got a call back saying there is no vehicle there. The vehicle is not out the back (with the other 1000 or 2000 other cars they have) nor in the front where the recovery guy i used said the auctions staff parked it up next to reception. I have literally called them 4 times a day as they never call me back when they say and they have yet to locate the vehicle. On their systems it is showing as being released (because 1. i paid for it and 2. the recovery guy i used initially gave the paperwork/receipt for the vehicle to the staff member who located the vehicle and gave it to my recovery guy) which then in turn said it cannot go on his trailer. To make matters worse this auction company leave all car keys attached to the steering wheel on a string. Apparently the yard where the vehicle was left (at the front) does have gates which do get locked..etc) So could i get some opinions on this? in the worst case scenario, some truck has come and pinched the car from the auction companies property. But 1. Is it my responsibility as i paid for it and initially collected it but then did not take it away (my recovery guy) or 2. Is it their responsibility as its on their land and under their control. I have not got this vehicle insured as not once have they issued me with the reg plate number so if this is pinched the only thing i can do is turn to this auction company. I hope in the next few days i can repost here and say the vehicle was located but as its been 2 or 3 days already im really doubting the vehicle is no longer in their possession and has been pinched. I am a bit lost here, help?
  10. Who is arguing? it seems you are by insisting getting in late is very odd. Which is odd for you to question why i got in late? There is nothing more to be said here.
  11. I finish work late. Yes i had to go back to work after the hearing. Well you say 20 is too much, but you do not know the environment that i work in. Or what my colleagues have taken off, which is generally more than what i have taken off.
  12. Just got back from this hearing, Company completely refused to admit they refused to allow me to take a witness and the LAST MINUTE they told me i could. So was late for the hearing for this reason. They have now reduced the amount of days i have had off sick by 9 days due to those being work related stress. On top of that some other days i have had off sick where i went home half way through the day, they are classing as 1 full day.So in total i have had 20 days off sick in 1 year and most of that is with a physical condition preventing me from doing my daily job. So now i can say it is not a clear cut case, the days are reducing and i have more evidence that i was refused to return to work on 1 occasion. I think i will speak with another legal representative because so far i have received no good advice from the services i pay for at the union. Thanks for the replies but i think i will leave it for now, i dont want to give too much away on here just incase you never know who is watching. There are a number of wrong doings going on and i really need confidential legal advice. Do you guys still think 20 days in totally unacceptable? (3 of those days i would of come back to work but i was denied the right to). Now you see why i desperately needed some neutral union with me?
  13. It is a clear cut case, but i still would like a neutral witness because i will be appealing the case for various reasons.
  14. Thanks guys, So i am still a little confused, can the hearing go ahead? union rep out of the question by now. So a colleague would be my preference, however its been made very clear that they cannot afford to let anyone take time off to sit in the hearing.
  15. Attendance, 27 days off in 1 year period with 3 doctors notes.
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